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🔥 Exclusive Offer Alert! Get a Times Prime membership absolutely FREE with your Visa Signature credit card - unlocking access to 30+ OTT platforms and 60+ brand offers. You also get complimentary memberships such as: • Apollo Circle • Uber One • Cultfit • Moneycontrol Pro • EazyDiner Prime • Spotify • Tinder …and many more. Now, you might ask - what’s exclusive here? After all, Times Prime already offers free membership to Visa Signature users through their website. Well, with this...

It’s that time of the year again! 🎉 Every year, before we publish our Best Credit Cards of the Year article, we open the floor to the community — because your insights ensure we don’t miss any hidden gems… or any disasters. 😄 So let’s hear it from you all! Make sure you post why do you think that card is worst or best 💳 Which credit card launched in 2025 deserves the title of the BEST? 💥 And which one, according to you, was the WORST launch of 2025? Note: Only cards launched in 2025 👉...

Pensioner 'Digital Life Certificate' @ Home 🏠 If you’re a pensioner, or you have a pensioner at home, this might save you a lot of time, stress and unnecessary hassle. Every year in November, pensioners are required to submit their Life Certificate to the bank. And every year, I’ve seen countless senior citizens struggle… some falling ill just because they had to physically visit the bank for this one task. It’s heartbreaking. But this time - NO MORE! Pensioners can now submit their...

When do you usually spend the most? Let’s be honest - for most of us, weekends are when the real spending happens. After five long days of work, meetings, and deadlines, we finally get time to relax, hang out with friends, go shopping, dine out, or catch a movie. Naturally, our cards come out more on Saturdays and Sundays than any other day. But here's the thing - while there are tons of credit cards in the Indian market offering rewards and cashback, none were actually designed to give...

🚀 TechnoFino Community is Hiring Interns! We’re thrilled to announce internship openings as we begin developing the TechnoFino Community Mobile App - a dedicated platform for credit card and finance enthusiasts across India. We’re looking for two passionate interns to join our project: 🎨 1. UI/UX Design Intern Work on designing app screens, layouts, and user flow. Create engaging, modern, and easy-to-use mobile app designs. Collaborate with the development team to ensure seamless...

I wanted to share my recent experience, which might help other members who face similar banking issues. The Issue: In Feb 2025, while traveling to Hong Kong, my _____ Bank credit card was repeatedly declining without any valid reason. It caused me a lot of inconvenience. After returning to India, I immediately wrote to the CEO’s desk explaining what happened and demanded that the issue be fixed permanently. However, in March 2025, during another trip to Hungary, the same thing happened...

We’ve all used TopCashback or CashKaro at some point - right? Now imagine if, instead of earning cash, you earned transferable miles that could be sent directly to your favourite airline or hotel programs. That’s exactly what Rove Miles is all about - a game-changing platform that lets you earn miles while booking flights, hotels, or even shopping online, and then transfer them to multiple loyalty programs. Let’s dive in! What Are Rove Miles? Rove is essentially a miles-earning portal...

Hey TFCians, In October 2025, I had the incredible opportunity to visit two of China’s most iconic cities - Beijing, the historic capital, and Shanghai, one of the most advanced and futuristic cities in the world. In this post, I’ll share my travel story along with some photos I took along the way. Hopefully, it’ll help anyone planning their own trip to China someday! 🇨🇳 🛂 First things first - How to get a China Visa: Yes, Indians need a visa to visit China. You cannot enter China without...

Hey TFCians, I hope you guys remember my post from November 2024 about that technical glitch where people paid their credit card bills using the SBI Unipay platform. The twist? The amount was successfully credited to their credit cards and they also received refunds from Unipay for “failed” transactions - which were actually successful. 😅 If you haven’t read that story yet, go check it here 👇...

Hello TFCians, Recently travelled to Jim Corbett, Uttarakhand and Stayed in Marriott Jim Corbett Resort & Spa which is Marriott Bonvoy property located on the banks of Kosi River and near to RamNagar (Jim Corbett National Park). You have a good view of Kosi River and watch beautiful birds and Kosi River Flow. The property is a well built resort and a decent sized property with approximately 99 rooms. This property is JV between Jindal Group and Marriott. Location...

UPI transactions have become a major part of our daily spending. From small retail payments to regular utility bills, most of us rely on UPI for convenience. That’s why it is always advisable to keep a RuPay UPI credit card that not only works seamlessly on UPI but also offers practical rewards for these spends. Gen Z and young students, in particular, are heavily dependent on UPI. However, getting a credit card early in your career can be challenging due to having no credit history (CIBIL...

Hey TFCians, TopCashback is back with a crazy offer - this time on Surfshark VPN. 100% CASHBACK Offer! Effectively, Surfshark VPN subscription is free. 🚀 How to grab it: Register on TopCashback using my link: https://www.topcashback.com/ref/tfsm (referral link — supports us 🙌). Search for Surfshark VPN and open the page. Click “Get 100% Cash Back.” You’ll be redirected to Surfshark VPN → Click “Get Surfshark VPN” Choose the 2-year Starter plan. 💡 I suggest the 2-year starter plan...

Hey TFCians, It’s that time of the year again, the festive season in India, when most of us go on a shopping spree! And like every year, both Flipkart and Amazon are back with their biggest annual sales, right before Dussehra and Diwali. 🛒 Flipkart Big Billion Days Sale 2025 📅 Sale Dates: Starts 23rd September, 2025 ✨ Early Access: 24 hours early for Plus and Black members 💳 Credit Card Offers: Flat 10% instant discount on ICICI Bank and Axis Bank Credit Cards. If you don’t have these...

Hey TFCians, Here we are - a community of more than 50,000 like-minded individuals, discussing credit cards and banking every single day. But today, let’s get a bit personal. Let’s talk about how you started your credit card journey. This isn't just about which card you got first or what your initial experience was. Let’s go deeper - where did you first hear about credit cards? What were your expectations? What was your background at that point in life? I’ll start this fun by sharing my...

Hello, I just wanted to post this to bring it to the attention of fellow technofinians and hear your take. This is something I have noticed while perusing through the HDFC Credit card offers currently running on Flipkart. It seems HDFC has restructured the category and reward system of its cards. I am currently holding 4 HDFC cards. 1. HDFC Swiggy card 2. PIXEL HDFC card 3. Freedom HDFC Card (My dads card) 3. Virtual HDFC Rupay UPI card The Flipkart sale currently running offers Rs. 2100...

X is filled with people claiming Atlas would not be issued post August 31st. Is this to be taken seriously? or this could actually happen? to push more sales in Horizon and the almighty Olympus applications to open up for the general public

With the increasing use of UPI, cases of online fraud have become more frequent. Many victims give up hope of recovering their money, assuming it is lost forever. However, there is a proper legal process that can help victims retrieve their funds if they act quickly and follow the right steps. I went through this process myself after two fraudulent transactions of ₹5,000 and ₹25,000 were carried out from my account. Here is exactly how I managed to get my money back. ⸻ 1. Report...

At a time when most credit cards are reducing their rewards, the Kredit.Pe Yes Bank Ace Credit Card feels like a welcome change. Launched in September 2024, it’s a lifetime free RuPay credit card that offers something rare — 2% unlimited cashback on UPI payments. That’s a big deal, especially since very few credit cards reward UPI spending anymore. This card is one of the first major tie-ups between a fintech company (Kredit.Pe) and a traditional bank (Yes Bank) to offer such a benefit. If...

TF Folks, As you guys know I am a travel buff and try to travel as much as I can within my professional schedules. I wanted to share my experience of my journey in Palace on Wheels (one of the ten luxury trains available in India). Palace on wheels is the second ranked in India (where first in Maharaja Express) and 4th in the World . Palace on Wheels is operated by Indian Railways & Rajasthan Tourism board. Palace on Wheels was firstly incorporated in 1982 and later on refurbished in...

Hello Everyone, Here, you can find Bank's Customer Care Dept details (Banking related queries) Special mention to @ritwik2000 :bottle-with-popping-cork: for providing id's while making this thread Note : Please refer to official Bank website for latest details. Details in following post might not be updated Bank ( hyperlink to Contact us page has been included ) banks have started migrating to bank.in domain - the link might not be the latestPhoneCustomer Care - First point of Contact...