Which Debit Card to use for Credit Card Bill Payment in July 2025

[ritziveer]

I believe problem is with my DC, in app it is showing 0 limit for online transaction. And unable to change it also.

The limits are shared limits. So keep all other zero. then you have 1lakh for online.

 

[ritziveer]

Is idfc FirstTap still working on credit card bill payments? if yes, which platform? I am planning to order firsttap card

Yes its still giving points

 

[cardenthu09]

Variant	Welcome RP	Base earn ≤ ₹50 K	10× band (only ₹ 50 K+)	Cap / mo (RP)	₹ Spend to hit cap*	Blended return @ cap
Classic	2 000	Online 2 RP/₹150, Offline 1 RP/₹150	10 RP/₹150 (≈1.67 %)	8 000	₹1.60 L	1.25 %
Select	4 000	Online 3 RP/₹150, Offline 2 RP/₹150	10 RP/₹100 (2.50 %)	30 000	₹3.40 L	2.21 %
Wealth	8 000	Online 4 RP/₹150, Offline 3 RP/₹150	10 RP/₹100 (2.50 %)	50 000	₹5.37 L	2.33 %
Private	20 000	Online 6 RP/₹150, Offline 4 RP/₹150	10 RP/₹100 (2.50 %)	5 00 000	₹50.30 L	2.49 %

In how much time do we get the RP and what's the value of each RP?

 

[BhaiyaJi]

In how much time do we get the RP and what's the value of each RP?

Points are credited instantly, redeemable after 14 working days. 0.25 value per point

 

[cardenthu09]

Points are credited instantly, redeemable after 14 working days. 0.25 value per point

Ok. I just did my first 56k txn using IDFC select firsttap and I should have received 4000 welcome + 1000(3x) + 600(10x) totaling 5600 but I only received 3946 points. I am not sure the issue here

 

[Batmanbaba]

Anyone tried pice app? If yes, please share how are the rewards?

Pice: Credit Card Bill Payment - Apps on Google Play

Pay Credit Card bills | Make Rent, Utility or Business Payments | Earn Cash-back

play.google.com

What's the mcc

 

[Tamraj Kilvish]

What's the mcc

Try kiya tha, 1st txn 100 off ke liye, aur sbi DC use kiya tha, mcc maybe 6012 (not confirm)

 

[beingsarab]

Variant	Welcome RP	Base earn ≤ ₹50 K	10× band (only ₹ 50 K+)	Cap / mo (RP)	₹ Spend to hit cap*	Blended return @ cap
Classic	2 000	Online 2 RP/₹150, Offline 1 RP/₹150	10 RP/₹150 (≈1.67 %)	8 000	₹1.60 L	1.25 %
Select	4 000	Online 3 RP/₹150, Offline 2 RP/₹150	10 RP/₹100 (2.50 %)	30 000	₹3.40 L	2.21 %
Wealth	8 000	Online 4 RP/₹150, Offline 3 RP/₹150	10 RP/₹100 (2.50 %)	50 000	₹5.37 L	2.33 %
Private	20 000	Online 6 RP/₹150, Offline 4 RP/₹150	10 RP/₹100 (2.50 %)	5 00 000	₹50.30 L	2.49 %

Loved this illustration, thank you so much for the explanation!!!

 

[beingsarab]

You will get 20k don't worry. They will give that welcome benefit.

You said they have fixed the bug... but then they will give 20k RP - how come?

 

[Batmanbaba]

Try kiya tha, 1st txn 100 off ke liye, aur sbi DC use kiya tha, mcc maybe 6012 (not confirm)

Any charges on debit card usage???

 

[spd]

wealth ke liye Rm me sath kya kia jaye?😂😂

Nothing just deposited 10 lakhs into saving account before 10 days.. as he said minimum 3 months required for to change one plan(select) to another (wealth)...

 

[Tamraj Kilvish]

Any charges on debit card usage???

Completely zero, and additionally if you are exclusive user then you will receive 100 off on your first bill payment

 

[palen]

I need to pay 2L+ HDFC cc bill.

Please suggest a better way to earn some rewards.

I have HDFC platinum DC and SBI virtual DC.

Thanks guys. Received 1000 points for using SBI VDC in SBI Unipay.

 

[350modena]

Anyway to pay hdfc cc via hdfc DC (no points needed just want to use DC

 

[nikhilv0303]

Anyway to pay hdfc cc via hdfc DC (no points needed just want to use DC

You can directly pay using HDFC bill pay in Netbanking or App - it has option to pay via DC. Wouldn’t give any Rewards though
Or if bill above 50k , try using Cred

 

[Ram1]

Sry if it is a repeated question,
Now which app working for idfc wealth dc?
@Abhishek012

 

[Amit_1]

Sry if it is a repeated question,
Now which app working for idfc wealth dc?
@Abhishek012

z a v o with Firs_tT_ap DC, good score if bill is more than 2 L, has something changed recently !!

 

[koinahi]

2 sbi debit cards in same account for double milestone works ?

 

[saber.mbt]

2 sbi debit cards in same account for double milestone works ?

It will be cumulative per customer ID. So only one milestone offer 🫴🏻

 

[saber.mbt]

You said they have fixed the bug... but then they will give 20k RP - how come?

They are giving for primary card once for every upgrade at present. Earlier they used to give for both first tap and Primary card. Now they fixed the bug. If you want more details go through the thread 🧵 🙂