(Payzapp Wallet to CC bill pay trick added) Which Debit Card to use for Credit Card Bill Payment in (October 2025)

[Abhishek012]

I generated the RuPay GPR prepaid card and the BIN number is "817603" (starting six digit of card). PayZap say the card is invalid when tried to load the wallet as well as direct credit card payment via PayZap. Anyone facing this issue?
And any suggestion or workaround?

Update your payzapp app and try. Add money to payzapp wallet.

same prob here bro
I got OTP, but transaction failed from HDFC end. Think, will have to probably wait and try again tomorrow.

first time try under 5k on payzapp and wait 4-5 hrs for cooling period for new card users.

i suggest wait atleast 24hrs for 2nd transaction on payzpap app.

 

[Abhishek012]

@Abhishek012
Do we get rewards on SBI VDC for paying advance tax?
MCC is 9311.
I have to pay around 3 lakhs in tax and I'm thinking of paying 1 lakh per month.

SBI RuPay debit card - you can use anywhere except wallet load and get rewards and no extra charges on RuPay.

Virtual card limit - 50k per day
Physical Global RuPay - 75k per day
Physical RuPay Platinum - 2 lakhs per day (im not sure but i think some other RuPay Platinum give higher limit more than 2 lakhs per day)
Physical RuPay Pragati Platinum - 5 lakhs per day

 

[kumars_001]

@Abhishek012

Is this how good score debit card option looks like? It looks like phonepe gateway

 

[2025]

No, I mean to say if trick 1 works, then am I missing anything for trick 2

1. DC->Ebix(1% Charge)->Payzapp(1% CB) so DC will give points
2. UPI->Ebix(0% charge)->Payzapp(1%CB) so do we get 1% CB by using GPR Card?

2. You will be getting. Current deadline of 1% ending on 31st Oct 25.

 

[Ra.One]

@Abhishek012 bhai, any chances of 1% CB using GPR card offer extension?

 

[gunadeepak10]

2. You will be getting. Current deadline of 1% ending on 31st Oct 25.

Thanks. Will try and update.

 

[gunadeepak10]

@Abhishek012 bhai, any chances of 1% CB using GPR card offer extension?

Yeah if it got extended, i think many will apply for S_P_D_C card

 

[Abhishek012]

@Abhishek012

Is this how good score debit card option looks like? It looks like phonepe gateway

View attachment 113367

Yes . .

 

[Abhishek012]

Some IOS users dnt get Payzapp Wallet UPI option to pay.

IOS/Android user can also try here to pay credit card bill via Payzapp Wallet UPI -

Rediff App

RediffPay - Pay your all bills at one place.

pay.rediff.com

 

[jcopper]

No, I mean to say if trick 1 works, then am I missing anything for trick 2

1. DC->Ebix(1% Charge)->Payzapp(1% CB) so DC will give points
2. UPI->Ebix(0% charge)->Payzapp(1%CB) so do we get 1% CB by using GPR Card?

I don't have RBL dc, can I use 2nd method UPI route for 1% unlimited cashback till 31 Oct?

 

[cardgenie]

Generated gpr card just now and tried adding 2k with upi ...but it's failing. Am I missing anything???

 

[nagaramarao]

Yes . .

Sir, i have deleted G-pay,phonepay and Paytm apps., but debit card option is not coming. can u please guide me.

 

[Abhishek012]

Sir, i have deleted G-pay,phonepay and Paytm apps., but debit card option is not coming. can u please guide me.

Some user got DC option under 1 lakh payment and other users got above 1 lakh+ payment.

 

[Ra.One]

Generated gpr card just now and tried adding 2k with upi ...but it's failing. Am I missing anything???

same here, generated GPR card yesterday, did some transaction yesterday, money deducted from wallet, but failed from HDFC end with error 'Failed_HDFC_Inhouse'

Tried with amount ₹4k after 24 hrs today, still same error.
saala 31 October aa gaya, aur paisa fansa hua hai wallet main 🫠
Wallet Account ka status open karne main 1 mahina laga diye chomu 💩
ab transaction nahin ho raha 💩💩

 

[jcopper]

same here, generated GPR card yesterday, did some transaction yesterday, money deducted from wallet, but failed from HDFC end with error 'Failed_HDFC_Inhouse'

Tried with amount ₹4k after 24 hrs today, still same error.
saala 31 October aa gaya, aur paisa fansa hua hai wallet main 🫠
Wallet Account ka status open karne main 1 mahina laga diye chomu 💩
ab transaction nahin ho raha 💩💩

I opened the account online and done the Vkyc. How do I generate the GPR card, I cant find any option. I tried adding money into wallet via upi and it works.

Where do I apply for the GPR card?

 

[Ra.One]

I opened the account online and done the Vkyc. How do I generate the GPR card, I cant find any option. I tried adding money into wallet via upi and it works.

Where do I apply for the GPR card?

its there in the homepage banner

 

[jcopper]

its there in the homepage banner

Thanks, I managed to find the option in desktop browser.

Edited - I can now add money to Zap wallet using the GPR card and then transfer it to bank.

I hope i will receive the 1% in Ebixcash next month for these transactions? Can someone confirm

 

[Ra.One]

Thanks, I managed to find the option in desktop browser.

Edited - I can now add money to Zap wallet using the GPR card and then transfer it to bank.

I hope i will receive the 1% in Ebixcash next month for these transactions? Can someone confirm

sahi vro
my payzapp not accepting gpr payment
Should I add the card while paying, or what?

 

[Ak2222]

Does kotak metal DC or HSBC salary DC still work? Please suggest the eligible route. Thanks

@Abhishek012 any suggestions please?

 

[jcopper]

sahi vro
my payzapp not accepting gpr payment
Should I add the card while paying, or what?

Payzapp doesnt allow to store this card, we can proceed by entering manually everytime.

Zap wallet -> Add money -> Add new card -> pay via GPR card manually. It works.