RUPAY JCB 25 % CASHBACK OFFER Japan | Malaysia | Singapore | Indonesia | Philippines (October 15 – December 31, 2025)

[Abhishek012]

i alreay have platinum visa . can they change my card?

HSBC Visa platinum CC ?

You can apply 2nd HSBC Credit Card on RuPay variant too.

some people have 3 HSBC credit card.

if you ask about bob premier visa cc then yes you can convert to bob premier RuPay variant too. just send email to bob cards.

 

[navdeep22]

HSBC Visa platinum CC ?

You can apply 2nd HSBC Credit Card on RuPay variant too.

some people have 3 HSBC credit card.

if you ask about bob premier visa cc then yes you can convert to bob premier RuPay variant too. just send email to bob cards.

I have bob premier rupay JCB only, will use it in South East Asia trip
Will get rupay hsbc credit card too, rupay platinum and rupay cashback both are JCB variant.

Btw a different topic , can a JCB card be rupay select card?

 

[Abhishek012]

I have bob premier rupay JCB only, will use it in South East Asia trip
Will get rupay hsbc credit card too, rupay platinum and rupay cashback both are JCB variant.

Btw a different topic , can a JCB card be rupay select card?

Yes . .

 

[k989]

Are there any credit cards in India which satisfies all the 3 below conditions:
1) Rupay JCB
2) LTF or issued LTF during offers
3) 0 or low rate of forex


HSBC cash back is never issued LTF as far as I know. Any other cards that come close?

 

[Kushagra_]

Are there any credit cards in India which satisfies all the 3 below conditions:
1) Rupay JCB
2) LTF or issued LTF during offers
3) 0 or low rate of forex


HSBC cash back is never issued LTF as far as I know. Any other cards that come close?

Only @Abhishek012 sir can tell

 

[Abhishek012]

Are there any credit cards in India which satisfies all the 3 below conditions:
1) Rupay JCB
2) LTF or issued LTF during offers
3) 0 or low rate of forex


HSBC cash back is never issued LTF as far as I know. Any other cards that come close?

Only @Abhishek012 sir can tell

BOBCards offers Easy and Premier RuPay Credit Cards as LTF (Currently Eterna RuPay credit card also offer LTF).

Yes Bank’s ACE and Reserv cards have low forex fees and the Reserv card gives 6% rewards on international spending.

Many fintech companies also offer Yes Bank LTF RuPay Credit Cards — just make sure to check whether they provide a physical card or not.

Kotak Bank offers almost all its cards in RuPay variants and most of its basic and premium cards are LTF as well.

HSBC currently offers a Zero Forex RuPay Cashback Credit Card.

IndusInd Bank and RBL Bank also have LTF RuPay Credit Cards.

All these banks issue RuPay JCB variants, so there’s no need to ask separately for JCB.

For SBI Card, almost all co-branded RuPay cards are JCB variants. They might not be LTF or zero forex but SBI’s Tata Neu, PhonePe cards and Octane card provide excellent rewards. So, these are great options if they fit your requirements.

 

[k989]

BOBCards offers Easy and Premier RuPay Credit Cards as LTF (Currently Eterna RuPay credit card also offer LTF).

Yes Bank’s ACE and Reserv cards have low forex fees and the Reserv card gives 6% rewards on international spending.

Many fintech companies also offer Yes Bank LTF RuPay Credit Cards — just make sure to check whether they provide a physical card or not.

Kotak Bank offers almost all its cards in RuPay variants and most of its basic and premium cards are LTF as well.

HSBC currently offers a Zero Forex RuPay Cashback Credit Card.

IndusInd Bank and RBL Bank also have LTF RuPay Credit Cards.

All these banks issue RuPay JCB variants, so there’s no need to ask separately for JCB.

For SBI Card, almost all co-branded RuPay cards are JCB variants. They might not be LTF or zero forex but SBI’s Tata Neu, PhonePe cards and Octane card provide excellent rewards. So, these are great options if they fit your requirements.

dhanyavaad guru. I applied for eterna as it has lowest markup now, lets see what BoB finally decides. Their application page was down half of the time.

 

[ccent]

i have HDFC Rupay Tata Neu Infinity Credit card. the card is on Rupay network but does not have JCB logo on it. (it has discover+Diners Club and Pulse logo) but not JCB logo. how to know if this card is supported for JCB offer?

 

[Abhishek012]

i have HDFC Rupay Tata Neu Infinity Credit card. the card is on Rupay network but does not have JCB logo on it. (it has discover+Diners Club and Pulse logo) but not JCB logo. how to know if this card is supported for JCB offer?

Bro, it’s just common sense — cards with the Discover, Diners Club and Pulse logos are DFS cards.

JCB cards have the JCB logo on them.

A simple way to identify it — if your card number starts with “65”, it’s a Discover/Diners Club variant and if it starts with “35”, it’s a JCB variant.

RuPay JCB Credit Card issuer bank list -

Kotak, IndusIND, SBI Card (Few selected cards), BOB Cards, Union bank (Few selected cards), Federal (Only Core-cards), Yes bank, CUB Bank (Only Core-cards), RBL bank, Utkarsh Bank, ESAF Small Finance Bank, HSBC.

Stable money-Suryoday bank Credit Card, SuperMoney-Utkarsh Bank Credit Card.

SBI Card RuPay JCB CC list - Octane Card, Apollo (both variant), Tata Neu (both variant), Phonepe (both variant), Reliance (both variant), Paytm (both variant), OLA Card, Indigo Card.

I think newly launch Phonepe-Utkarsh Bank RuPay credit card also JCB variant.

Coming soon - Bandhan Bank.

RuPay JCB Debit Card issuer bank list -

SBI, UCO, Union Bank, CUB, CSB, TJSB, CBI, Janata Sahakari Bank Ltd.,Pune, Utkarsh Bank.

 

[Kushagra_]

Bro, it’s just common sense — cards with the Discover, Diners Club and Pulse logos are DFS cards.

JCB cards have the JCB logo on them.

A simple way to identify it — if your card number starts with “65”, it’s a Discover/Diners Club variant and if it starts with “35”, it’s a JCB variant.

RuPay JCB Credit Card issuer bank list -

Kotak, IndusIND, SBI Card (Few selected cards), BOB Cards, Union bank (Few selected cards), Federal (Only Core-cards), Yes bank, CUB Bank (Only Core-cards), RBL bank, Utkarsh Bank, ESAF Small Finance Bank, HSBC.

Stable money-Suryoday bank Credit Card, SuperMoney-Utkarsh Bank Credit Card.

SBI Card RuPay JCB CC list - Octane Card, Apollo (both variant), Tata Neu (both variant), Phonepe (both variant), Reliance (both variant), Paytm (both variant), OLA Card, Indigo Card.

I think newly launch Phonepe-Utkarsh Bank RuPay credit card also JCB variant.

Coming soon - Bandhan Bank.

RuPay JCB Debit Card issuer bank list -

SBI, UCO, Union Bank, CUB, CSB, TJSB, CBI, Janata Sahakari Bank Ltd.,Pune, Utkarsh Bank.

Bandhan Bank vala aap kaafi time se coming soon daal rahe ho mere khyaal se aa chuka hai ab toh vo haina?

 

[Abhishek012]

Bandhan Bank vala aap kaafi time se coming soon daal rahe ho mere khyaal se aa chuka hai ab toh vo haina?

No, DBS bank bhi 2 saal se coming soon hai isiliye maine remove kar diya.

 

[ccent]

Bro, it’s just common sense — cards with the Discover, Diners Club and Pulse logos are DFS cards.

JCB cards have the JCB logo on them.

A simple way to identify it — if your card number starts with “65”, it’s a Discover/Diners Club variant and if it starts with “35”, it’s a JCB variant.

RuPay JCB Credit Card issuer bank list -

Kotak, IndusIND, SBI Card (Few selected cards), BOB Cards, Union bank (Few selected cards), Federal (Only Core-cards), Yes bank, CUB Bank (Only Core-cards), RBL bank, Utkarsh Bank, ESAF Small Finance Bank, HSBC.

Stable money-Suryoday bank Credit Card, SuperMoney-Utkarsh Bank Credit Card.

SBI Card RuPay JCB CC list - Octane Card, Apollo (both variant), Tata Neu (both variant), Phonepe (both variant), Reliance (both variant), Paytm (both variant), OLA Card, Indigo Card.

I think newly launch Phonepe-Utkarsh Bank RuPay credit card also JCB variant.

Coming soon - Bandhan Bank.

RuPay JCB Debit Card issuer bank list -

SBI, UCO, Union Bank, CUB, CSB, TJSB, CBI, Janata Sahakari Bank Ltd.,Pune, Utkarsh Bank.

BOB Eterna Rupay is also with JCB variant?

 

[shaileshk]

BOB Eterna Rupay is also with JCB variant?

Yes it is

 

[Abhishek012]

BOB Eterna Rupay is also with JCB variant?

Yes, all the cards of the bank whose name I mentioned are JCB variants.

One more thing: you don’t need to specifically ask the bank for the JCB variant — all of them are RuPay JCB credit cards. The bank executives don’t know anything about JCB; for them, all are just RuPay credit cards.

 

[Sugowara0693]

@Abhishek012 is this only applicable if you also have a bank account linked to the credit card or just standalone credit card also works?

 

[Sugowara0693]

Please note that for last year's campaign, I got the cashback October 1st week for SBI Rupay JCB card

Did you get it as cashback in the credit card or linked bank account?

 

[Abhishek012]

@Abhishek012 is this only applicable if you also have a bank account linked to the credit card or just standalone credit card also works?

Credit card user- cashback credited on your credit card

Debit card user - cashback credited on your bank account.

 

[taskmaster]

I hope this works smoothly and doesnt have any ifs and buts 😀
Would be great savings for my ongoing trip

 

[Kabir_1112]

I hope this works smoothly and doesnt have any ifs and buts 😀
Would be great savings for my ongoing trip

This credit takes time, but you will surely get it within the limit.

 

[Reward Ninjas]

I hope this works smoothly and doesnt have any ifs and buts 😀
Would be great savings for my ongoing trip

Now a days , acceptance is not any issue in Rupay Jcb cards, accepted very well.