(Payzapp Wallet to CC bill pay trick added) Which Debit Card to use for Credit Card Bill Payment in (December 2025)

[anjay]

Read tnc for the offer . No one here knows which type of offer u have recd.

Talking abt charges then dont pay over 49,999/- in a statement cycle

Terms doesn't mention anything about wallet reloads.

 

[pinki]

Terms doesn't mention anything about wallet reloads.

What are exclusions?

 

[Ram1]

That's 3%.
Sometime we just need to do it.
Overthinking spoils.
Via Card method will give better rewards but charges would be even higher. Do calculation. Rupay has an advantage via upi. It's mcc is not wallet. It's utilities, as per my last check in first week of November.
Don't overthink, just do it.
It's a risk worth taking.
This might help your decision making.
I might delete this post soon. To avoid overexploitation.

Don't worry tataneu handles itself that exploitation with rewards blocking.
They wont even spare genuine accs

 

[ALOAK]

Payzapp chgs 2.5% by any credit card to load wallet and trf free to bank account.. but points one will not get it... not sure will it be considered for milestone on dcbm.. I trf 1lkh by testing if it can be done the same amount on mobikwik fee showed 3590 something and payzapp showed 2950...

 

[uipolo]

Read tnc for the offer . No one here knows which type of offer u have recd.

Talking abt charges then dont pay over 49,999/- in a statement cycle

I loaded almost 60k by mistake in ebixcash wallet through my RUPAY MILLLENNIA CC.

When they will charge me, it's been a week I can't find any charges.
Will they charge when my statement generate.

What charges they will deduct in my case?

 

[Garry]

I loaded almost 60k by mistake in ebixcash wallet through my RUPAY MILLLENNIA CC.

When they will charge me, it's been a week I can't find any charges.
Will they charge when my statement generate.

What charges they will deduct in my case?

1% of transaction amount + GST if transaction is more than 50K under utilities and it will be posted when statment generates.

 

[rahulj87]

I loaded almost 60k by mistake in ebixcash wallet through my RUPAY MILLLENNIA CC.

When they will charge me, it's been a week I can't find any charges.
Will they charge when my statement generate.

What charges they will deduct in my case?

For 60K you will be charged approx 708 (1%+GST) and it will appear on your next statement

 

[pinki]

I loaded almost 60k by mistake in ebixcash wallet through my RUPAY MILLLENNIA CC.

When they will charge me, it's been a week I can't find any charges.
Will they charge when my statement generate.

What charges they will deduct in my case?

Sad 🫂 avoid it from next time

Talking abt charges then yes it Will appear on ur next statement .
Total 1%of 60k = 600 + 18% of 600= 108
Hence 708 rs /-

 

[uipolo]

For 60K you will be charged approx 708 (1%+GST) and it will appear on your next statement

Eshki bharpai ab ebixcash Prepaid kard ke karna padega btw Maximum kitna cashbback le sakte hai ebixcash Prepaid card se monthly?

 

[pinki]

Eshki bharpai ab ebixcash Prepaid kard ke karna padega btw Maximum kitna cashbback le sakte hai ebixcash Prepaid card se monthly?

No such cb limit

 

[panu24]

Eshki bharpai ab ebixcash Prepaid kard ke karna padega btw Maximum kitna cashbback le sakte hai ebixcash Prepaid card se monthly?

where do you plan to use this prepaid card?

 

[Raj006]

Hi
https://www.myvi.in/utilities
removed DC option now

 

[Abhishek012]

Payzapp chgs 2.5% by any credit card to load wallet and trf free to bank account.. but points one will not get it... not sure will it be considered for milestone on dcbm.. I trf 1lkh by testing if it can be done the same amount on mobikwik fee showed 3590 something and payzapp showed 2950...

you need to use Ebixcash wallet GPR Card ot payzapp wallet load and no charges and also get 1% extra cashback.

payzapp full kyc wallet to bank transfer is free or you cna pay cc bill via payzapp wallet UPI.

 

[Abhishek012]

where do you plan to use this prepaid card?

ebixcash card to payzapp wallet is free and also get 1% extra cashback.

 

[Sai_Kiran]

Hi
https://www.myvi.in/utilities
removed DC option now

DC option is available in Vi app, you can login with any of your's family / friends Vi number to pay bills via DC

 

[nik007rock]

DC option is available in Vi app, you can login with any of your's family / friends Vi number to pay bills via DCView attachment 114865

Indus dc getting rewads?visa or mc?

 

[Sai_Kiran]

Indus dc getting rewads?visa or mc?

not to use visa / mc in Vi because they charge 1.06% charges of transaction amount & where as for rupay debit cards they only charges ₹1 for every bill payment transaction

 

[uipolo]

not to use visa / mc in Vi because they charge 1.06% charges of transaction amount & where as for rupay debit cards they only charges ₹1 for every bill payment transaction

Pay less than 2000 each time you will be charged only 0.66% .
I used to pay using my 811 Super Debit card which gives flat 5% cashback upto 500

 

[ALOAK]

you need to use Ebixcash wallet GPR Card ot payzapp wallet load and no charges and also get 1% extra cashback.

payzapp full kyc wallet to bank transfer is free or you cna pay cc bill via payzapp wallet UPI.

Payzapp is a full kyc only then one can trf 1lakh else I believe 10k

 

[uipolo]

Payzapp is a full kyc only then one can trf 1lakh else I believe 10k

What is this my friend 😁, @Abhishek012