Bank Transfer:
2. Payoneer (A Bit Complex, but Very Useful)
Sign up for Payoneer. They provide you with a US bank account (USD receiving account) that lets you receive ACH transfers from companies.
TopCashback supports ACH transfers, so here’s how it works:
Sign up for Payoneer
Request a USD receiving account
You’ll get US bank details
Use those bank details on TopCashback to request an ACH withdrawal
TopCashback will send money to your Payoneer account
Payoneer will automatically transfer it to your Indian bank account
Payoneer doesn’t charge a fee for this transfer, though their exchange rate is slightly lower than the market rate. Still, it is much better than PayPal and many banks.
The added advantage is that you can also use your Payoneer account to accept payments for other purposes.
If you want to spend the money, go for the Visa prepaid card - you’ll still save extra even after the markup fees. But if you want the money directly in your bank account, choose Payoneer.