@Abhishek012 , Nowadays, 90% of the business disable the credit card option in UPI Payments (Including Govt)
Even PSU banks are also give offers on only on their VISA cards on many online platforms.
This card does not have any RuPay Select benefits like OTT, GYM, SPA, Health, Travel vocuhers.
RuPay is simply waste.
Most of banks issue Rupay card as additional with core card. BOB will issue HPCL or Snap deal LTF card in rupay network once you got the core card.
First of all, RuPay is an Indian company and we should support it — and secondly, Visa Infinite also has very good benefits (I’ll talk about Visa at the end).
First point — NPCI has now begun acquiring UPI merchants.
One guy here from Chennai was saying that 99.99% of merchants accept CC UPI there.
In Hyderabad also, many merchants accept CC UPI.
But the main thing is — UPI is not only for offline use. UPI works online too and many online merchants accept CC UPI.
Those are counted under the RuPay scan & score offers — like I said, some people redeem ₹1500 Amazon GVs multiple times every few months.
I know there are other LTF RuPay cards too, but....
Here, with a few tricks, you can unlock Eterna’s unlimited lounge access for free through RuPay.
A guy told me — ever since BOB put restrictions on lounges for Eterna, he easily does it through UPI because every once in a while new tricks appear to use UPI for free.
Last thing — for the RuPay scan & score offer, the more RuPay cards you have, the better. With all combined spends, the offer milestone gets completed faster. You wouldn’t want to do unwanted transactions on other RuPay card just for no reason, right?
Finally, I’ve already complained to BOB and RuPay to give 5x rewards on UPI as well — hopefully that happens then it’ll be even better.
And in RuPay’s case, people forget that you can also do OTP-based card transactions to unlock milestones, rewards and lounge access. Some people just keep thinking only about UPI. Bro, even with the RuPay card itself, you can make OTP-based transactions.
Now, who should take Eterna Visa?
1st: People who don’t yet have a Visa Infinite card and like its offers.
2nd: People who really like Visa Infinite benefits and want to have multiple cards.
3rd: International transactions — well, RuPay JCB
is accepted in many countries and there’s also a 25% cashback in selected countries but still some people don’t have many Visa cards and may need Visa to transact everywhere internationally.
@cardio_guy
