PNB Imperial salary account experience

[APT]

non salary credit for 3months, will they convert it to normal SB acc?

 

[nari]

@nari how did you file the complaint without the account number for filing the grievance form ? https://cgrms.pnb.bank.in/digi_cgrms/

Account number optional field

 

[nari]

For imperial min salary should be greater than 1.5 Lakh as per doc. So can we create imperial salary account if the salary is below 1Lakh?

No, then you are eligible for excel salary account I guess. Try with normal savings account with 1L balance route but the card won't be free AFAIK.

 

[nari]

non salary credit for 3months, will they convert it to normal SB acc?

I am not sure I understand the question. Convery to normal SB?

 

[APT]

I am not sure I understand the question. Convery to normal SB?

salary account to normal savings account. Does 1.5L has to come from employer or Online transfer between accounts are considered as salary credit if employer couldn't deposit in PNB acc? employer gave AXIS, ICICI, HDFC as salary acc

 

[nari]

salary account to normal savings account. Does 1.5L has to come from employer or Online transfer between accounts are considered as salary credit if employer couldn't deposit in PNB acc? employer gave AXIS, ICICI, HDFC as salary acc

I am also sending 1.5 L through NEFT, will know if that works or not in a few months. When I asked bank they said no one verifies the credit but not 100% sure.

 

[navdeep22]

Yes, you can

Salary Account Opening Online- Punjab National Bank

Open a PNB Salary Account online with exclusive benefits like zero balance, free NEFT/RTGS, and instant credit of salary. Ideal for salaried professionals.

pnb.bank.in

getting this .

 

[Dazzwilliams]

non salary credit for 3months, will they convert it to normal SB acc?

Yes they will downgrade. confirmed by BM

 

[Dazzwilliams]

For imperial min salary should be greater than 1.5 Lakh as per doc. So can we create imperial salary account if the salary is below 1Lakh?

No, backend team will reject

 

[navdeep22]

i am at end of process where it ask which type of account you want to open , there is no option of neo optima or imperial

 

[nari]

i am at end of process where it ask which type of account you want to open , there is no option of neo optima or imperial

It looks like it is showing savings account then your best bet is to go to branch.

 

[APT]

Yes they will downgrade. confirmed by BM

Fund transfer should be from employer account? if employer doesn't accept PNB, how to proceed?

 

[APT]

I am also sending 1.5 L through NEFT, will know if that works or not in a few months. When I asked bank they said no one verifies the credit but not 100% sure.

Thanks. please check and confirm here or Via DM bro..

 

[nari]

Thanks. please check and confirm here or Via DM bro..

Sure, it may take three months like above comment suggested.

 

[nari]

I got the confirmation about my add-on cards application. They charge 700 for each add-on card and can only apply one at a time. Once I activate the first one then they apply for the next card.

 

[BCh]

I got the confirmation about my add-on cards application. They charge 700 for each add-on card and can only apply one at a time. Once I activate the first one then they apply for the next card.

Imperial Salary brochure mentions about Family Banking (zero balance) for 4 members...does it mean family members get Imperial account as normal PNB accounts are already zero balance. If family members get Imperial account, should they get LTF DCs?

 

[nari]

Imperial Salary brochure mentions about Family Banking (zero balance) for 4 members...does it mean family members get Imperial account as normal PNB accounts are already zero balance. If family members get Imperial account, should they get LTF DCs?

I thought of asking but already applied for add-ons so not gonna pursue it.

 

[navdeep22]

I thought of asking but already applied for add-ons so not gonna pursue it.

I also applied account opening offline yesterday, they didn't give me anything physically, and said will recieve at home

 

[navdeep22]

anybody know how much time does it take to recieve imperial saving account kit?

 

[ManInTheSuit]

I also applied account opening offline yesterday, they didn't give me anything physically, and said will recieve at home

What documents did they ask for? Did they need any employer tie-up?