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(Payzapp Wallet to CC bill pay trick added) Which Debit Card to use for Credit Card Bill Payment in (December 2025)

Old age people use HDFC Easyshop Platinum DC - 1% upto 750 cashback per month

Legend people use HDFC Rewards DC - 5% upto 2000 cashback per month


 
Also no rewards pinoeer debit card using in cred application i week gone still no rewards
Did you get the cashback? Also where are you checking the cashback amount? After netbanking migrated to new one i dont see reward points anywhere!! I wanted to bill payment via cred using Indus Visa signature and bill is below 1L so cant use goodscore.
 
I got 1500 points i.e 3 points for 100. After statement date it will show in the app.
How many points you got? Maine kiya tha txns bob wale call krke puch rhe h sir ye ebix kya hota hai
BOB Credit Cards now give reward on Utility payment:
Earn Reward Points on Utility Bills (MCC Code: 4900)
Starting July 1, 2025, BOBCARD Credit Cards will offer reward points on utility bill payments, including electricity, gas, and water. These cards shall offer the core (base) reward rate for such payments.
Card NameCore Reward Rate
Swavlamban4 RP/₹100
Easy1 RP/₹100
Select1 RP/₹100
Premier2 RP/₹100
Eterna3 RP/₹100
Tiara3 RP/₹100
Corporate1 RP/₹100
Empower Business Card1 RP/₹100
Prime2 RP/₹100
ICAI Exclusive1 RP/₹100
ICSI Diamond1 RP/₹100
ICMAI One1 RP/₹100
IRCTC2 RP/₹100
HPCL ENERGIE2 RP/₹100
Snapdeal4 RP/₹100
Varunah1 RP/₹100
Varunah Plus2 RP/₹100
Varunah Premium3 RP/₹100
Rakshamah2 RP/₹100
The Sentinel2 RP/₹100
Yoddha2 RP/₹100
Vikram1 RP/₹100
Renaissance1 RP/₹100
Pragati1 RP/₹100

New Redemption Rule
Effective July 1, 2025, a minimum of 1,000 reward points will be required for redemption against the statement balance across all credit card variants.
 
BOB Credit Cards now give reward on Utility payment:
Earn Reward Points on Utility Bills (MCC Code: 4900)
Starting July 1, 2025, BOBCARD Credit Cards will offer reward points on utility bill payments, including electricity, gas, and water. These cards shall offer the core (base) reward rate for such payments.

Card NameCore Reward Rate
Swavlamban4 RP/₹100
Easy1 RP/₹100
Select1 RP/₹100
Premier2 RP/₹100
Eterna3 RP/₹100
Tiara3 RP/₹100
Corporate1 RP/₹100
Empower Business Card1 RP/₹100
Prime2 RP/₹100
ICAI Exclusive1 RP/₹100
ICSI Diamond1 RP/₹100
ICMAI One1 RP/₹100
IRCTC2 RP/₹100
HPCL ENERGIE2 RP/₹100
Snapdeal4 RP/₹100
Varunah1 RP/₹100
Varunah Plus2 RP/₹100
Varunah Premium3 RP/₹100
Rakshamah2 RP/₹100
The Sentinel2 RP/₹100
Yoddha2 RP/₹100
Vikram1 RP/₹100
Renaissance1 RP/₹100
Pragati1 RP/₹100

New Redemption Rule
Effective July 1, 2025, a minimum of 1,000 reward points will be required for redemption against the statement balance across all credit card variants.
Im assuming that there are no 1% charges if we do txns less than 50k even though the cumulative crosses 50k. Am I right?
 
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