Kotak Bank Credit Card Limit Enhancement

[Anil_SinghAnil_Singh is verified member.]

Check your Kotak Bank credit card limit section for possible enhancement. I just got it.

 

[vip3rc5]

Didn't got any notification, guess I won't be getting an enhancement since my limit has already been revised twice in last 6 months

 

[Anil_SinghAnil_Singh is verified member.]

Didn't got any notification, guess I won't be getting an enhancement since my limit has already been revised twice in last 6 months

Yeah. Once every 3 months, and according to bank internal policy.

 

[akshayhs]

Didn't got any notification, guess I won't be getting an enhancement since my limit has already been revised twice in last 6 months

Go to CC management in App. Even I didn't get any SMS or Email. I was in the app and clicked on manage credit limit. There they had a display I could raise limit but expiry was pointing to this month end. I opted in

 

[Gautham]

wow yes. I got 2.9x limit 🤩

 

[Anil_SinghAnil_Singh is verified member.]

Go to CC management in App. Even I didn't get any SMS or Email. I was in the app and clicked on manage credit limit. There they had a display I could raise limit but expiry was pointing to this month end. I opted in

I too didn't get any notification. Today was my Kotak CC due date, so happened to visit credit card section. Clicked on limit manage option to check for any possible limit enhancement offer and then boom, I got the offer. Also offer expiry was same for me i.e, 28 Feb.

 

[vip3rc5]

Go to CC management in App. Even I didn't get any SMS or Email. I was in the app and clicked on manage credit limit. There they had a display I could raise limit but expiry was pointing to this month end. I opted in

I checked but sadly there's no offer to raise limit, I guess since my limit went from 80K to 5.7 lakhs in the span of 1.3 years they won't be offering me limit increase anytime soon

 

[akshayhs]

I checked but sadly there's no offer to raise limit, I guess since my limit went from 80K to 5.7 lakhs in the span of 1.3 years they won't be offering me limit increase anytime soon

That's almost as good for Kotak cards 😀

 

[RajBlr]

I checked but sadly there's no offer to raise limit, I guess since my limit went from 80K to 5.7 lakhs in the span of 1.3 years they won't be offering me limit increase anytime soon

Kotak is generous at times 👏

 

[DRSYEDIRFAN]

I got my first LE for the 40days Old card

 

[Indian]

Kotak soft check our credit reports every month and increasing the credit limit based on the existing credit limit reflecting in our CIBIL. Few of them not received the LE offer as this method following Kotak, anyway i appreciate this move....

 

[kkk]

I too checked Kotak app and there was limit enhancement offer. I opted for the same.
Existing limit - 3lakh
New limit - 5.25lakh

 

[rockyBalboa]

Can you guys please share what variant of Kotak card you hold. It will be helpful for me and other future applicants.

 

[kkk]

I have Kotak League.

 

[vip3rc5]

That's almost as good for Kotak cards 😀

Yes even I'm shocked the see almost 6x increase. I don't even use it often except I purchased a OnePlus phone and monthly netflix subscription payment

 

[vip3rc5]

Kotak is generous at times 👏

Definitely

 

[bengaltiger]

Within 3 months i got more than double limit enhancement. A bit surprised.

 

[rockyBalboa]

Within 3 months i got more than double limit enhancement. A bit surprised.

Which Kotak card do you hold?

 

[bengaltiger]

Which Kotak card do you hold?

White.

 

[Anil_SinghAnil_Singh is verified member.]

I got my first LE for the 40days Old card

Mine is about 64 days old as of now.