SC Second Card Approval

[Theron]

Is there anybody applied for second card of SC? Will there will enquiry again in CIBIL for second card as there is no any word like consent for credit bureau report mentioned in application?

 

[Gautham]

Is there anybody applied for second card of SC? Will there will enquiry again in CIBIL for second card as there is no any word like consent for credit bureau report mentioned in application?

nothing needed. just apply from website by selecting existing sc card holder option. you can see the second card in app in 1 or 2 days.

 

[Theron]

nothing needed. just apply from website by selecting existing sc card holder option. you can see the second card in app in 1 or 2 days m

Limit will be shared or separate?

 

[Gautham]

Limit will be shared or separate?

no separate limit concept in Standard chartered bank

 

[Sai Ganesh]

no separate limit concept in Standard chartered bank

bro what is the cool down period after we get the 1st card at SC bank bro ? How many months we have to wait ?

 

[pprakash11]

bro what is the cool down period after we get the 1st card at SC bank bro ? How many months we have to wait ?

No cooldown ig

 

[Sai Ganesh]

No cooldown ig

ok bro , no minimum cooling period also bro ?

My friend got 1 sc card just 2 ago , can he go to the website and apply for 2nd card ?

Also is there any possibilities that our card may be rejected ? Or its guaranteed approval bro ?

 

[pprakash11]

ok bro , no minimum cooling period also bro ?

My friend got 1 sc card just 2 ago , can he go to the website and apply for 2nd card ?

Also is there any possibilities that our card may be rejected ? Or its guaranteed approval bro ?

Existing customers gets approval, no issues.
They just do ₹1 verification ig.
Subject to limit in previous card.
Min 1L needed for lower cards.

 

[Sai Ganesh]

Existing customers gets approval, no issues.
They just do ₹1 verification ig.
Subject to limit in previous card.
Min 1L needed for lower cards.

Ok bro thank you so much for your help.

My friend got Smart CC , he got 2L limit he said.

Can he apply for LTF Platinum Rewards now on website as i said the card has been delivered only 2 days ago.

Sorry for asking too many questions 😢

 

[4uziaul]

Ok bro thank you so much for your help.

My friend got Smart CC , he got 2L limit he said.

Can he apply for LTF Platinum Rewards now on website as i said the card has been delivered only 2 days ago.

Sorry for asking too many questions 😢

Today he is on holiday, so feel free to ask him as many questions as you like. 🤣

 

[Deleted member 11974]

Limit will be shared or separate?

I have priority banking and ultimate cc.
Both had a different limit.

 

[pprakash11]

Ok bro thank you so much for your help.

My friend got Smart CC , he got 2L limit he said.

Can he apply for LTF Platinum Rewards now on website as i said the card has been delivered only 2 days ago.

Sorry for asking too many questions 😢

Yes. He will get Platinum Rewards no doubt. Someone in this forum only got LTF Rewards Platinum as second card from SC.

 

[pprakash11]

I have priority banking and ultimate cc.
Both had a different limit.

How come bank account has a credit limit ?

 

[Sai Ganesh]

Yes. He will get Platinum Rewards no doubt. Someone in this forum only got LTF Rewards Platinum as second card from SC.

OK bro thank you so much for your reply and time.

Your help is much appreciated.

 

[Deleted member 11974]

How come bank account has a credit limit ?

Priority banking is a cc
So I had 2 ccs

 

[pprakash11]

Priority banking is a cc
So I had 2 ccs

Okay! Wasn't knowing this 😃

 

[rogerthat]

I have priority banking and ultimate cc.
Both had a different limit.

Hi do you think it is possible to get the Re.1 approval thing to get a CC (Ultimate) using Debit card? The option is there so asking.

 

[Deleted member 11974]

Hi do you think it is possible to get the Re.1 approval thing to get a CC (Ultimate) using Debit card? The option is there so asking.

you can try it,
but i had tried it and i didnt receive any callback

 

[Sai Ganesh]

you can try it,
but i had tried it and i didnt receive any callback

I hold a SC smart cc which it has been delivered a month ago.

1st month statement came.

I have below doubts , someone pls help.

1. Can I apply for 2nd credit card from SC , is it guaranteed approval after they do 1 rupee verification on our existing cc.
2. Is there no cooling period , as it been only a month ?
3. Will they do CIBIL hit for this 2nd card also ?

 

[Deleted member 11974]

I hold a SC smart cc which it has been delivered a month ago.

1st month statement came.

I have below doubts , someone pls help.

1. Can I apply for 2nd credit card from SC , is it guaranteed approval after they do 1 rupee verification on our existing cc.
2. Is there no cooling period , as it been only a month ?
3. Will they do CIBIL hit for this 2nd card also ?

1.you can apply for second cc , havent tried with existing cc 1 rs verification process so cant guarantee it
2.Cooling period i dont think is required
3.Cibil hit wont happend as the limit is shared between both the cards