Credit Limit Enhancement Without Pre Approved offer and Income Documents

[V G]

I want to know methods of getting credit limit enhancement without income documents or any kind of pre approved offer. I know few method based on conversation in this form.

1. HDFC increase limit on C2C basis. But how limit is provided if a card with 4.9 lacs limit is provided.

2. SBI. Getting a additional SBI card and transferring its limit to existing card.

Any other method of any bank?

Will Axis shares limit across all its cards if I get high variant Magnus card. I already have Indian Oil and Flipkart with max limit 2.5 lacs. I have applied for Magnus. Objective is to cross 5Lacs limit on existing cards.

 

[CMGCMG is verified member.]

1. HDFC increases the limit on a case-to-case basis, but it's not a standard method and depends on luck.
2. This method works.

Axis doesn't share the limit straight away; it is conditional. The highest limit card will be considered as the aggregate limit. However, after six months of holding low limit cards, you can request for a limit increase to match your highest limit card.

 

[V G]

Besides the HDFC, Axis and SBI, is there any other bank in which we can get limit enhancement without income proof and pre approved offer?

 

[CMGCMG is verified member.]

Besides the HDFC, Axis and SBI, is there any other bank in which we can get limit enhancement without income proof and pre approved offer?

How to get credit card limit enhancement? Hidden information

Who doesn't want to hold premium credit cards with a high credit limit? Sometimes banks ask you to have a certain credit limit on your existing credit card before upgrading your credit card to a higher variant card. For example, HDFC Bank asks you to have a minimum of Rs. 8 lakh limit on your...

www.technofino.in

 

[Tejo]

Besides the HDFC, Axis and SBI, is there any other bank in which we can get limit enhancement without income proof and pre approved offer?

Kotak, on call too you can request le

But kotak cards not better for rewards.

 

[jyothisaiswaroop]

How to get it for Axis?

 

[Dr_Card]

How to get it for Axis?

As per me,Axis reviews the limit only through ITR/Pay slips.Send ITR/Payslip to Axis .

 

[jyothisaiswaroop]

As per me,Axis reviews the limit only through ITR/Pay slips.Send ITR/Payslip to Axis .

Thanks!

any email id that you know for Axis CC customer care team?

 

[Dr_Card]

Thanks!

any email id that you know for Axis CC customer care team?

Visit the link for more detail

Axis Bank

application.axisbank.co.in

 

[Walter White]

I want to know methods of getting credit limit enhancement without income documents or any kind of pre approved offer. I know few method based on conversation in this form.

1. HDFC increase limit on C2C basis. But how limit is provided if a card with 4.9 lacs limit is provided.

2. SBI. Getting a additional SBI card and transferring its limit to existing card.

Any other method of any bank?

Will Axis shares limit across all its cards if I get high variant Magnus card. I already have Indian Oil and Flipkart with max limit 2.5 lacs. I have applied for Magnus. Objective is to cross 5Lacs limit on existing cards.

Amex: Simply tell them your income and they'll try to give max LE as per the algorithm. They generally don't verify the numbers.

 

[PlayStation DX]

Are automatic limit enhancements after a period of time possible in Axis and HDFC banks?

 

[Walter White]

Are automatic limit enhancements after a period of time possible in Axis and HDFC banks?

Automatic LE in Axis & HDFC is like KL Rahul's batting. Disappointing and frustrating at times, but a sigh of relief when a few good knocks are played. 😉

 

[rdargar]

Yes , just 2 days before I got a call from Axis offering LE and after verifying my card by asking the due date and last trnsx amount they doubled my Credit Limit. My card was issued on Sep'22

Are automatic limit enhancements after a period of time possible in Axis and HDFC banks?

 

[starstruck]

Are automatic limit enhancements after a period of time possible in Axis and HDFC banks?

Axis gives 6 months after card issue.

 

[moonsmart]

Yes , just 2 days before I got a call from Axis offering LE and after verifying my card by asking the due date and last trnsx amount they doubled my Credit Limit. My card was issued on Sep'22

Do you have other relationships with axis apart from credit card?

 

[rdargar]

Do you have other relationships with axis apart from credit card?

A bank EasyPrimeSavings Ac with 25K balance and rarely any transaction , just the quaterly equity settlement and withdraw

 

[Survivor35]

Yes , just 2 days before I got a call from Axis offering LE and after verifying my card by asking the due date and last trnsx amount they doubled my Credit Limit. My card was issued on Sep'22

Impressive. lE in 10 months

 

[cardex]

As per me,Axis reviews the limit only through ITR/Pay slips.Send ITR/Payslip to Axis .

correct , they issue cards without any documents, but refuse to increase limit without any documents.

 

[SSV]

correct , they issue cards without any documents, but refuse to increase limit without any documents.

Actually this is a better risk management, provided the initial CL provided is low to moderate..

 

[cardex]

Actually this is a better risk management, provided the initial CL provided is low to moderate..

If the conduct is satisfactory, no delay default in payment should not they automatically increase limit? SBI and Citi did it in my case. Axis insists on documents.