Got SMS from HDFC

[Seth]

I got this text today.

"Hi HDFC Bank- Your Rs.220000/- Limit Credit Card is approved. Please Confirm Your details https:... "

I confirmed message is from official HDFC and not third party
And link redirected me to HDFC card Portal process of applying card by filling all details

I already have Axis , SBI , AU cards but not HDFC card

So is it already pre approved or it my got rejected?

And if I have to choose HDFC card then which card should I go for? (LTF is preferred if any available)

 

[Deleted member 11974]

mostly fake
avoid if you dont want cibil hit

 

[Seth]

mostly fake
avoid if you dont want cibil hit

Ok but I need HDFC card as I don't have any
So I can take a chance for cibil hit
Shoppers card is free is it good to have?

 

[BeingIncogBeingIncog is verified member.]

I got this text today.

"Hi HDFC Bank- Your Rs.220000/- Limit Credit Card is approved. Please Confirm Your details https:... "

I confirmed message is from official HDFC and not third party
And link redirected me to HDFC card Portal process of applying card by filling all details

I already have Axis , SBI , AU cards but not HDFC card

So is it already pre approved or it my got rejected?

And if I have to choose HDFC card then which card should I go for? (LTF is preferred if any available)

who's the sender? have some relationship with hdfc?

 

[AkashnAkashn is verified member.]

Share link if you dont mind or show screenshot.

 

[NShah]

I got this text today.

"Hi HDFC Bank- Your Rs.220000/- Limit Credit Card is approved. Please Confirm Your details https:... "

I confirmed message is from official HDFC and not third party
And link redirected me to HDFC card Portal process of applying card by filling all details

I already have Axis , SBI , AU cards but not HDFC card

So is it already pre approved or it my got rejected?

And if I have to choose HDFC card then which card should I go for? (LTF is preferred if any available)

If you have already Relationship with HDFC Bank
Go through this

https://applyonline.hdfcbank.com/cards/credit-cards.html?utm_content=MKTG&mc_id=website_organic_CatPg_footer_amp&icid=website_organic_CatPg_footer_amp#nbb

 

[BeingIncogBeingIncog is verified member.]

Shoppers card is free is it good to have?

never apply that.

 

[varun__goel_]

If you have already Relationship with HDFC Bank
Go through this

https://applyonline.hdfcbank.com/cards/credit-cards.html?utm_content=MKTG&mc_id=website_organic_CatPg_footer_amp&icid=website_organic_CatPg_footer_amp#nbb

This link is not for pre approved. It is normal application link.
Here you go

https://applyonline.hdfcbank.com/credit-cards/pre-approved-credit-cards

 

[NShah]

This link is not for pre approved. It is normal application link.
Here you go

https://applyonline.hdfcbank.com/credit-cards/pre-approved-credit-cards

If you have pre approved offers this link will show you pre approved offers

 

[varun__goel_]

If you have pre approved offers this link will show you pre approved offers

That is what I have shared🤷
The link you shared will lead to cibil hit even before he gets know which card is he eligible for

 

[NShah]

That is what I have shared🤷
The link you shared will lead to cibil hit even before he gets know which card is he eligible for

Everytime I checked from that link
Never got any cibil hit

 

[varun__goel_]

Everytime I checked from that link
Never got any cibil hit

HDFC CC Pre Apporved Offer - CIBIL Hit or Not -- Decoded( I think)...

Note: There is a follow up thread to this thread i.e. URL Decoding. That next thread is here: https://www.technofino.in/community/threads/hdfc-pre-approved-credit-card-application-url-decoded.14749/...

www.technofino.in

There's a little diff in both links, please check above mention thread😉

 

[NShah]

HDFC CC Pre Apporved Offer - CIBIL Hit or Not -- Decoded( I think)...

Note: There is a follow up thread to this thread i.e. URL Decoding. That next thread is here: https://www.technofino.in/community/threads/hdfc-pre-approved-credit-card-application-url-decoded.14749/...

www.technofino.in

There's a little diff in both links, please check above mention thread😉

I have checked this earlier
But when I enter OTP i never got cibil hit

 

[rp0703]

I got this text today.

"Hi HDFC Bank- Your Rs.220000/- Limit Credit Card is approved. Please Confirm Your details https:... "

I confirmed message is from official HDFC and not third party
And link redirected me to HDFC card Portal process of applying card by filling all details

I already have Axis , SBI , AU cards but not HDFC card

So is it already pre approved or it my got rejected?

And if I have to choose HDFC card then which card should I go for? (LTF is preferred if any available)

It's probably from 3rd party agents and not from bank. Because fews days ago my mother got the same message, with same limit but it was offer for SBI Bank credit card. Even sender name was SBI.

Again today received the message but this time it's from hdfc bank. Image attached below.

 

[Seth]

who's the sender? have some relationship with hdfc?

Share link if you dont mind or show screenshot.

If you have already Relationship with HDFC Bank
Go through this

https://applyonline.hdfcbank.com/cards/credit-cards.html?utm_content=MKTG&mc_id=website_organic_CatPg_footer_amp&icid=website_organic_CatPg_footer_amp#nbb

Here is screenshot of message



TRAI website shows HDFC bank address

I don't have any relationship with HDFC.

 

[Seth]

It's probably from 3rd party agents and not from bank. Because fews days ago my mother got the same message, with same limit but it was offer for SBI Bank credit card. Even sender name was SBI.

Again today received the message but this time it's from hdfc bank. Image attached below.View attachment 31678

Oh I see
Exact same message I also got
You are right must be third party

 

[Seth]

I have checked this earlier
But when I enter OTP i never got cibil hit

This is for Your link right? or varun bro link?

 

[varun__goel_]

This is for Your link right? or varun bro link?

Do you hold acc with hdfc?

 

[Deleted member 5552]

I got this text today.

"Hi HDFC Bank- Your Rs.220000/- Limit Credit Card is approved. Please Confirm Your details https:... "

I confirmed message is from official HDFC and not third party
And link redirected me to HDFC card Portal process of applying card by filling all details

I already have Axis , SBI , AU cards but not HDFC card

So is it already pre approved or it my got rejected?

And if I have to choose HDFC card then which card should I go for? (LTF is preferred if any available)

Do you have HDFC Savings account?? If yes, you can check pre approved card from PayZapp even without OTP and Cibil hit

 

[Seth]

Do you hold acc with hdfc?

Do you have HDFC Savings account?? If yes, you can check pre approved card from PayZapp even without OTP and Cibil hit

Nope no account with HDFC bank
Only have payzapp account/card