DCB Received only 3x points for smartbuy imagine store purchases

[Googix]

Thought i would be getting 5x points with dcb card in imagine store. Is this correct or should i be getting 5x?

 

[sousnake]

Thought i would be getting 5x points with dcb card in imagine store. Is this correct or should i be getting 5x?

I think it is 3x only. Attached screenshot

 

[tbharech]

It’s 5x but you need to factor in the daily limit on SmartBuy

 

[Googix]

I think it is 3x only. Attached screenshot

When i bought it, i was pretty sure it showed 5x here. It still shows 5x when going to tresor link in smartbuy

 

[Googix]

It’s 5x but you need to factor in the daily limit on SmartBuy

View attachment 33109

I opted fot EMI option to overcome limit. Seems they have changed recently to 3x and not updated it in many places.

 

[sousnake]

When i bought it, i was pretty sure it showed 5x here. It still shows 5x when going to tresor link in smartbuy

When I took this screenshot for first time, date was 8th sept. So I am sure that on smartbuy it shows 3x. Not sure how you can fight for it. If you have some proof you can mail them.

 

[Harry1]

I opted fot EMI option to overcome limit. Seems they have changed recently to 3x and not updated it in many places.

It has been 3x since 1+ year. They always mention upto 5x rather than 5x.

BTW, after how much time of ur first emi, u got regular and bonus points? Some people mentioned like they got only bonus 2x points and regular 1x got reversed after some time. Is that case with u too?

 

[Googix]

It has been 3x since 1+ year. They always mention upto 5x rather than 5x.

BTW, after how much time of ur first emi, u got regular and bonus points? Some people mentioned like they got only bonus 2x points and regular 1x got reversed after some time. Is that case with u too?

The emi got posted at the end of billing cycle and rps got posted after 2 days and it can only be used after next billing cycle

 

[Harry1]

The emi got posted at the end of billing cycle and rps got posted after 2 days and it can only be used after next billing cycle

End of billing cycle means u have to pay now? Or after next statement generation?

Whole 3x or just bonus 2x?

 

[Googix]

End of billing cycle means u have to pay now? Or after next statement generation?

Whole 3x or just bonus 2x?

I purchased on 21 Sep so i guess which is why first EMI got added that day and also the same date for bill generation. So i have to pay that money on bill generation but Rps got posted after 2 days which means i can use that when next billing cycle got posted. I received the whole 3x for the EMI amount and not for interest and GST. Hope its clear now.

 

[atulay]

So is it a good option to buy on Imagine Tresor through No Cost EMI just to bypass the limit on DCB?

 

[Googix]

So is it a good option to buy on Imagine Tresor through No Cost EMI just to bypass the limit on DCB?

yup to overcome daily limit, no cost emi is good option.

 

[atulay]

yup to overcome daily limit, no cost emi is good option.

For DCB, do the reward points get credited once the EMI gets deducted? If yes, by when?

 

[drmsiva]

Do we get reward points for no cost EMI with HDFC? Thanks.

 

[Googix]

For DCB, do the reward points get credited once the EMI gets deducted? If yes, by when?

Do we get reward points for no cost EMI with HDFC? Thanks.

yea we do get 3x reward points for EMI amount(not for interest and gst part). It will be posted in account in a few days.

 

[atulay]

On the Smartbuy Imagine Store, Rs. 5000 instant discount on iPhone 15 is not applicable if we select the No cost emi option to bypass the DCB Reward Points restriction! Please let me know if am doing something wrong.

 

[drmsiva]

When I checked with Infinia customer care last month, I was informed that no reward points would be given if use instant discount or a cash back in Smartbuy.

 

[Harry1]

On the Smartbuy Imagine Store, Rs. 5000 instant discount on iPhone 15 is not applicable if we select the No cost emi option to bypass the DCB Reward Points restriction! Please let me know if am doing something wrong.

What price u see at OTP page?

 

[Harry1]

When I checked with Infinia customer care last month, I was informed that no reward points would be given if use instant discount or a cash back in Smartbuy.

They don't know enough. HDFC is openly advertising iPhone 15 at 62k with 5x points and 5000 discount on Smartbuy page.

 

[atulay]

I purchased on 21 Sep so i guess which is why first EMI got added that day and also the same date for bill generation. So i have to pay that money on bill generation but Rps got posted after 2 days which means i can use that when next billing cycle got posted. I received the whole 3x for the EMI amount and not for interest and GST. Hope its clear now.

I purchased the iPhone 15 on 25th November via 6 months no-cost EMI. Yesterday was my statement date and the 1st EMI got posted along with interest. But I haven't received any reward points, be it 3X or 5X. When can I expect to receive the same?