For One Merchant Kotak League Does Not Work but IDFC Virtual Rupay works

[thecard]

Today, I noticed an uncommon thing - Kotak League Does Not Work but IDFC Virtual Rupay works for the same merchant QR.
It was a clothes store.

Can I assume Card C1,C2,C3 randomly works Merchant M1, M2 M3

Honourables' opinions are welcome 🙂

 

[AlgoTrader]

I have got txn failure for hdfc tata neu infinity at lot of places and when I tried icici coral rupay, it worked flawlessly

 

[MrJJ]

Was the card disabled in the upi app? Or payment failed?

 

[thecard]

Was the card disabled in the upi app? Or payment failed?

payment failed after UPI PIN

 

[Aniket]

payment failed after UPI PIN

@thecard Firstly it went as payment pending and later got failed na?😐

Have you raised this concern with Kotak?

 

[Abhishek012]

Today, I noticed an uncommon thing - Kotak League Does Not Work but IDFC Virtual Rupay works for the same merchant QR.
It was a clothes store.

Can I assume Card C1,C2,C3 randomly works Merchant M1, M2 M3

Honourables' opinions are welcome 🙂

Your transaction amount ? because kotak set UPI transaction limit to 5k for 90% users.

 

[Aniket]

Your transaction amount ? because kotak set UPI transaction limit to 5k for 90% users.

@Abhishek012 Really? This limitation can be identified only by trying to make trxn above 5k or there are some other ways too?

Do you have any idea, based on what such restriction is imposed or made randomly?

 

[thecard]

@thecard Firstly it went as payment pending and later got failed na?😐

Have you raised this concern with Kotak?

Instant rejected, similar to disabled

 

[thecard]

Your transaction amount ? because kotak set UPI transaction limit to 5k for 90% users.

one was less than 1000 other was 3000 , not related to limit

 

[Aniket]

one was less than 1000 other was 3000 , not related to limit

3000 instantly got credited or after the deduction of MDR? What you found merchant was aware about this, that later on MDR is going to be applied?

 

[bhaveshS]

I have got txn failure for hdfc tata neu infinity at lot of places and when I tried icici coral rupay, it worked flawlessly

In icici coral card we have to activate international ecom as well ? sometimes it failed transaction and saying that on your international ecom transaction

 

[Abhishek012]

@Abhishek012 Really? This limitation can be identified only by trying to make trxn above 5k or there are some other ways too?

Do you have any idea, based on what such restriction is imposed or made randomly?

I dnt know the exact reason. Maybe RuPay CC is UPI that's why Kotak impost this restriction, they will definitely removed this restriction on future.

 

[Abhishek012]

In icici coral card we have to activate international ecom as well ? sometimes it failed transaction and saying that on your international ecom transaction

Yup, after intl transaction enabled. RuPay CC on UPI transaction work.

Banks are taking too much time for RuPay CC on UPI integration properly.

 

[Aniket]

I dnt know the exact reason. Maybe RuPay CC is UPI that's why Kotak impost this restriction, they will definitely removed this restriction on future.

Do you have such restriction and how to identify?

 

[bhaveshS]

Yup, after intl transaction enabled. RuPay CC on UPI transaction work.

Banks are taking too much time for RuPay CC on UPI integration properly.

But it's unsecure to enable intl transaction right ?

 

[Aniket]

Yup, after intl transaction enabled. RuPay CC on UPI transaction work.

Banks are taking too much time for RuPay CC on UPI integration properly.

Exactly, its been years+, working slowly and steadily.😐

 

[Aniket]

But it's unsecure to enable intl transaction right ?

International trxn especially for which country and how it's unsecured? I don't think so.

 

[jade]

For me IDFC rupay fails half the time, while my ICICI coral didn’t failed until now.

 

[Abhishek012]

But it's unsecure to enable intl transaction right ?

Yes . .

 

[Abhishek012]

Exactly, its been years+, working slowly and steadily.😐

They will take another 2 years.