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Cibil dropped more than 30 pts

Cc_creditguy

TF Premier
Guyz my father has cibil of 810 but it decreased to 777 is there any reason for it , coz I applied cc for him in past 1 year could be this reason??
 

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have read all the comment and OP issue. it simple OP hdfc haven't reported late payment to cibil as per ss shared by you. so chill.. after 30 days it should go back to 801.(why the downfall you may ask? in earlier month many including us saw a dip from 7 to 15 in cibil score and after 1 month it went back to normal score of 750+). did you took cibil subscription if not and looking for free for each month - here the link. https://homeloans.sbi/getcibil
 
CIBIL drop of 30 points not by hdfc late payment, I am sure for 99% . If this drop for late payment then it would more not only 30 points.

Most of bank didn't send late report for a short time, low value. But they can.

Your main issue is enquiry a lot in a small interval of time also your credit card age profile looks short.

Download your free credit report on SBI home loan site or by axis Bank free in a month.

Also can take all screen shots of credit report in gpay, freecharge, Amazon.
 
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