Is Hdfc is better then Axis?

[MkSaini]

Iam thinking to switch axis bank account to Hdfc
For millennia card LTF and for others cards
I have axis 2 cards with limit 15k and Hdfc paytm card with 90k
And axis not interested to increase my limit becuz i don't have ITR but this year i will file ITR, so what's your opinion guys should i switch to hdfc or not or i should use both

 

[Garvit]

Shoud transfer to hdfc

 

[varun__goel_]

Iam thinking to switch axis bank account to Hdfc
For millennia card LTF and for others cards
I have axis 2 cards with limit 15k and Hdfc paytm card with 90k
And axis not interested to increase my limit becuz i don't have ITR but this year i will file ITR, so what's your opinion guys should i switch to hdfc or not or i should use both

You can blindly shift from Axis to HDFC for account....
HDFC is 100x better than Axes🪓

But if you're expecting a core credit card from HDFC, you will first have to close your existing HDFC Card. Only then they will offer pre approved core cards. Once you get core card, you can apply for any no of co branded cards

 

[VasukiVasuki is verified member.]

You can blindly shift from Axis to HDFC for account....
HDFC is 100x better than Axes🪓

But if you're expecting a core credit card from HDFC, you will first have to close your existing HDFC Card. Only then they will offer pre approved core cards. Once you get core card, you can apply for any no of co branded cards

Op has 1 good limit card & u r telling him to close that 😁

 

[iamabhisekagar]

If getting CC is the reason to switch bank accounts then no need switch...try getting a Kotak Rupay League CC LTF...use it for 1 yr and make sure to apply for limit enhancement every 6 months. If you manage achieve a Credit Limit of 1.5L on Kotak CC, then apply for HDFC Millennia Card to Card basis.

Getting a Savings Account is no guarantee to get a Millennia CC

 

[varun__goel_]

Op has 1 good limit card & u r telling him to close that 😁

Sadly thats the only way if he wants a core card🥲

 

[MkSaini]

You can blindly shift from Axis to HDFC for account....
HDFC is 100x better than Axes🪓

But if you're expecting a core credit card from HDFC, you will first have to close your existing HDFC Card. Only then they will offer pre approved core cards. Once you get core card, you can apply for any no of co branded cards

Thanks for your reply

 

[MkSaini]

If getting CC is the reason to switch bank accounts then no need switch...try getting a Kotak Rupay League CC LTF...use it for 1 yr and make sure to apply for limit enhancement every 6 months. If you manage achieve a Credit Limit of 1.5L on Kotak CC, then apply for HDFC Millennia Card to Card basis.

Getting a Savings Account is no guarantee to get a Millennia CC

Thanks bro and offering me this card so i will your advice

 

[VasukiVasuki is verified member.]

Iam thinking to switch axis bank account to Hdfc
For millennia card LTF and for others cards
I have axis 2 cards with limit 15k and Hdfc paytm card with 90k
And axis not interested to increase my limit becuz i don't have ITR but this year i will file ITR, so what's your opinion guys should i switch to hdfc or not or i should use both

It's subjective
Axis gave me 90
& Hdfc 20

I was more happy with axis ...

But yes hdfc cc are better
Try converting pyatm hdfc to millennia after 1+ lakh limit . don't close

Try kotak cc ( if service area or dm me )
Try idfc ( service area)
Try sbi offline BPCL card

 

[Kumar93196]

Does sbi offers 2cards?

 

[VasukiVasuki is verified member.]

Does sbi offers 2cards?

3 cards. . .

 

[Rohith-2009]

It's subjective
Axis gave me 90
& Hdfc 20

I was more happy with axis ...

But yes hdfc cc are better
Try converting pyatm hdfc to millennia after 1+ lakh limit . don't close

Try kotak cc ( it service area or dm me )
Try idfc ( service area)
Try sbi offline BPCL card

Do you know the service area of kotak?

 

[VasukiVasuki is verified member.]

Do you know the service area of kotak?

Just like PPL use address for amex ..
Kotak address change is even more easier ( easiest)

 

[Rohith-2009]

Just like PPL use address for amex ..
Kotak address change is even more easier ( easiest)

Sorry, I don't understand it

 

[VasukiVasuki is verified member.]

Sorry, I don't understand it

D m ..

 

[SSV]

Iam thinking to switch axis bank account to Hdfc
For millennia card LTF and for others cards
I have axis 2 cards with limit 15k and Hdfc paytm card with 90k
And axis not interested to increase my limit becuz i don't have ITR but this year i will file ITR, so what's your opinion guys should i switch to hdfc or not or i should use both

First thing, don’t trust axes,
HDFC is miles better than axes from standard of the service point of view…
You will have some stability in their products..
Axes humiliates it’s customers.. so be aware…

 

[Rohith-2009]

I have both hdfc and axis accounts. Hdfc products are stable but axis provides high loan amounts in offers than hdfc but interest rate is high in pre approved offers.

 

[MkSaini]

First thing, don’t trust axes,
HDFC is miles better than axes from standard of the service point of view…
You will have some stability in their products..
Axes humiliates it’s customers.. so be aware…

Okkk bro got it

 

[MkSaini]

Do you know the service area of kotak?

Service area means?

 

[MkSaini]

It's subjective
Axis gave me 90
& Hdfc 20

I was more happy with axis ...

But yes hdfc cc are better
Try converting pyatm hdfc to millennia after 1+ lakh limit . don't close

Try kotak cc ( if service area or dm me )
Try idfc ( service area)
Try sbi offline BPCL card

I have Idfc card LTF with 72k and kotak offering me pre approval 84 k
So which bank give limit enhancement easy, kotak aur idfc