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Anyone bought "Niva bupa reassure 2.0" health insurance
- Thread starter adhav077
- Start date
kishorvr
TF Premier
I bought Niva Bupa reassure 2.0. According to various websites, settlement ratio is above 99% for the past three months. In 10 years, it will become 10X if you do not raise a claim. So, buy early and keep it.
I also heard on paper it's the best. Not sure about real experience.
Folks who claimed can pitch in
Folks who claimed can pitch in
kishorvr
TF Premier
Yes, all insurances are good on paper. I can say the same for health insurances provided by the company you work at. Insurances are no shield by any means. They only replace the money you spent on your healthcare costs. However, you must do some due research and see what features you want.
This looks good but max claim for robotic surgery is 1L. Its good policy for holding for 10 years and then port to another policy which includes robotics.
kishorvr
TF Premier
Oh! thanks for the suggestion.
Better go for Aspire plan which has no such restriction on robotic surgery.
kishorvr
TF Premier
There is renewal in March. Will look into it. Thanks.
Somewhere I heard they aren't allowing existing reassure 2.0 insurers to migrate to the aspire plan, though I am not sure.
Seems a limited bunch of fools running and shouting around with no genuine purpose are given the baton to aspire
great product.. horrendous horrible service and claim experience.. sab paisa product development mein daalte hain.. service is 0 on 100
icici lombard, hdfc have better service.. abirla, care are working on improving.. niva bupa has the best products on paper.. but service experience will make you cryy.. try raising a question and see
Are you just speaking ABT the customer care experience, or the actual hospital claim experience?
brochure banane me paise bahut kam lagte hai hehe
I have had multiple issues with policy updates / wrong amounts on riders / loading premium errors / different to. connect / they wont call and say they called / GRO also doesn't respond / wrong dates on policy ( took me 3 months to get it corrected).. If you have a problem its near impossible to get them to. understand.. horrible
both.. customer service terrible, claim experience was also bad due to incorrect data on their side which they corrected after multiple follow ups.. so finally did reimbursement and then claimed instead of cashless... their records have many errors.. so policy document has to bw thoroughly checked... inflation related amount wrong, they added BMI loading for a 3 year old baby ( normal healthy) due to some error.. etc etc
Saurabh Shukla
TF Buzz
Have you renewed Reassure 2.0 ? Have they increased the premium if there was no claim?
Go for Aspire now
reassure 2.0 is old
reassure 2.0 is old
