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What Information Can Merchant See When I make a payment?

GTSaketh

TF Premier
So, i really like to Google Pay or Amazon Pay. But Google Pay uses email as UPI and Amazon pay is phone number. I can't really use actually custom UPI. So i am wondering can merchants see full UPI id? Or phone number? What information they can see when they get paid? I don't care if they know my name tho.
 
Solution
Attached snip from Paytm Business
If you Request Payout Report from Paytm, in that Report Full UPI ID is Visible😂

Other Popular QRs are Phonepe and GPay.

Gpay Show Only First Name and Initials for Middle and Last Name. No way to see other Details.

Phonepe Merchant App kya details show karta hai @doraemon can tell us.


Mobikwik Merchant App shows only Full UPI ID and Best Merchant App out there but still not Popular😂
Kotak Scan and Pay works Smoothly. What Problem you are facing ?

Home Screen, then Click Scan and Pay.

Only to use CC UPI, I have to use any Third Party App otherwise Bank's Own Mobile App works fine for me.
Same here
Kotak is great bas reward Dene ke time unke chochle rehte hai
Baki overall badiya hai
5k Fd Wale card PE hi 1500 RS Tak ka maal de chuke hai
Ab kya hi maangu aur
Plus intrest to milega hi 5k fd pe wo alag
 
You also want to get Banned?
Koi Mutiple times report kar raha thha Raghu ki comments isley.

Kisi ko achha nhi lga unki baat karne ka issstyle🤣
Oh God Omg GIF by Bombay Softwares
 
Phonepe shows full UPI id ( sharing one incident
Ek baar ek aunty ne 210 ki jagah 110 dediye dukaan pe
M
Raat m papa ne pucha dayvka collection to 100 ka ghapla nikla
Tab Maine ledger check Kiya (mai seperate copy maintain karta hu kyuki phonepe shows max 6 month history and download option not work)


So I check aunty ne UPI se pay Kiya tha maine number pr call Kara tab Jake 100 rs mile
Phonepe ne Aunty ko marwa diya

kotak 811 is extremely slow.
Fikar mat kijiye

Kotak ab isipe laga hai

Ultimatum, Next time Permanent.
TG pe message karke btaya thha ki Bann Remove karwao khuch bhi kar ke🤣
Ban mein bas comment nhi kar pate honge, read to kar hi sakte honge?🤣

Raghu bhai bhi na
Kaliya murjha di unki🤣
Kya @raghu.rokda ji

Udta Teer le liye.....
 
Last edited:
Is there any UPI with modern clean ui, no ads and has custom UPI.

Phonepe - ads
Paytm - ads
Gpay - email as UPI id
Amazon - no custom UPI
UPI is mandated to be free for P2P by law (Payment and Settlement Act, 2007)

Act main amendment karwayi thi Sarkar ne ki P2P MDR 0 lagega

Banks ne socha Prospective hai to jo pichli Transactions thi unme Charges laga diye the

Then ITD gave a Notice that Banks UPI Free hai by Law

1715713587256.png

Now, you would be thinking why I am mentioning this.

The thing is UPI MDR is free, thus there is no direct way to Monetize

So they do it the Indirect way (Read Cred Cash, Read Poker Ads in PhonePe post Payment, Read Ads to Cross-sell you a Loan/CC, Read analysing the transactions and making a Database to sell for Targeted Ads)

So there will be no (3rd Party) App, which is free, forever.
 
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