doraemon
TF Legend
So recently Bob started onboarding new customers on their bob world app
But their is a strange issue in which customers are not able to generate virtual debit card through app
On Bob bro/lite account
I raised a complaint to them on 19/05
That's what I wrote
Hello Bob team, i am trying to create a virtual card for my account but upon selecting the account number I am getting error "virtual card not available for account variant" kindly help me out in that
Their reply on 21/05
Dear Sir/Madam, Kindly note debit card has been dispatched on date 12-Mar-24 through Speed Post number at customer mailing address. Kindly track your Consignment Number using below link: Thanks and Regards.
Now see what I asked what they replied
Now on 23/05
I have wrote to them
There is a misunderstanding I am trying to generate a virtual debit card through bob world app but everytime it's throwing error Not available for this account variant But your website does not mentioned any exclusion with respect to account variants for being eligible to generate virtual debit card Kindly help me out Otherwise I will have no option other than to escalate this with RBI ombudsman On grounds of deficiency of service from your side
Their reply on 24/05
Dear Sir/Madam, Kindly note that said account is opened under scheme Code SB 196 BOB LITE SAVINGS ACCOUNT only physical Rupay Platinum Debit Card request can be raised through bob World App or bob World Internet or by visiting your home branch. Thanks and Regards.
On 26/05 I wrote,
I am unable to generate a virtual debit card for my BOB Lite Savings Account (Scheme Code SB 196). Your website and welcome letter do not mention any exclusions. Please refer to the link: https://www.bankofbaroda.in/personal-banking/digital-products/cards/debit-cards/virtual-debit-card. Kindly resolve this issue or clarify the policy change. If unresolved, I will escalate to the RBI Ombudsman due to misinformation and service deficiency.Best regards,
Received reply on 27/05
Dear Sir/Madam, Kindly share the error screen shot details at debitcard@bankofbaroda.com for further analysis.Thanks and Regards.
Anyone willing to raise complaint can use this
bobcrm.bankofbaroda.co.in
Finally on 4th July 2024 bob has enabled virtual debit cards for bob bro and bob lite variants account
Please login to bob world to generate your cards
RUpay platinum is available
But their is a strange issue in which customers are not able to generate virtual debit card through app
On Bob bro/lite account
I raised a complaint to them on 19/05
That's what I wrote
Hello Bob team, i am trying to create a virtual card for my account but upon selecting the account number I am getting error "virtual card not available for account variant" kindly help me out in that
Their reply on 21/05
Dear Sir/Madam, Kindly note debit card has been dispatched on date 12-Mar-24 through Speed Post number at customer mailing address. Kindly track your Consignment Number using below link: Thanks and Regards.
Now see what I asked what they replied
Now on 23/05
I have wrote to them
There is a misunderstanding I am trying to generate a virtual debit card through bob world app but everytime it's throwing error Not available for this account variant But your website does not mentioned any exclusion with respect to account variants for being eligible to generate virtual debit card Kindly help me out Otherwise I will have no option other than to escalate this with RBI ombudsman On grounds of deficiency of service from your side
Their reply on 24/05
Dear Sir/Madam, Kindly note that said account is opened under scheme Code SB 196 BOB LITE SAVINGS ACCOUNT only physical Rupay Platinum Debit Card request can be raised through bob World App or bob World Internet or by visiting your home branch. Thanks and Regards.
On 26/05 I wrote,
I am unable to generate a virtual debit card for my BOB Lite Savings Account (Scheme Code SB 196). Your website and welcome letter do not mention any exclusions. Please refer to the link: https://www.bankofbaroda.in/personal-banking/digital-products/cards/debit-cards/virtual-debit-card. Kindly resolve this issue or clarify the policy change. If unresolved, I will escalate to the RBI Ombudsman due to misinformation and service deficiency.Best regards,
Received reply on 27/05
Dear Sir/Madam, Kindly share the error screen shot details at debitcard@bankofbaroda.com for further analysis.Thanks and Regards.
Anyone willing to raise complaint can use this
Online Complaints

Finally on 4th July 2024 bob has enabled virtual debit cards for bob bro and bob lite variants account
Please login to bob world to generate your cards
RUpay platinum is available
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