UPI Credit Card Reward Rates Compilation

Creating a compilation of reward rate of most UPI Cards available . Please collaborate and make it comprehensive

Card Name	Reward Rate	Min Spend	Max Rewards	Comments	Unique
HDFC Tata Neu Infinity	1.5%	Rs 33	500 Neu coins /month	Neu coins to be used via TATA NEU app and Westside & Croma.	5% on Tata Brands, Utility.
Kotak Myntra	1.25%	Rs 2000	NA	Rewards only above 2000. Milestone benefit of 2 PVR tickets (250 each) on 50k QTR spend. Statement Credit.	7.5% on Myntra. 5% on Preferred Merchants.
BOB SNAPDEAL	1%	Rs. 100	125	Statement Credit	Gives 2.5% upto Rs.833 on all Online Txns and Offline Grocery and Departmental Store Txns
AU Spont	1%	Rs 20	500		Small txn size is USP. Rail Lounge.
AU Ixigo	1%	Rs 200			Lounge Access
HDFC Tata Neu Plus	1.0%	Rs 33	500 Neu coins /month	Neu coins to be used via TATA NEU app and Westside & Croma.
HDFC IRCTC	1.0%	Rs 10	NA?	500 GV on 30k per qtr. Normal CashPoint to be used on SmartBuy Train booking.	Milestone
Paytm SBI card	1.0%	Rs 100	NA
Axis Kiwi	1.0%	Rs 50	1% of CL	Can be redeemed in bank account.	LTF
SBI IRCTC	0.8%	Rs 100	NA	Use for train booking on IRCTC.
Indus Platinum	0.70%	Rs 100	NA	2RP per 100. Can be redeemed for Club Vistara 1:1.	LTF
PNB Select	0.66%	Rs 150	NA	Statement Credit. Need 500 INR (1k points) minimum.	LTF*, Rupay Select Wellness.
Kotak League Platinum Rupay	0.66%	Rs150	NA		LTF
Yes Virtual Rupay Card	0.5%	Rs 2000	NA
ICICI Coral	0.5%	Rs 50	NA		LTF
Bob Premier Rupay	0.5%	Rs 200	NA	Statement Credit
Axis Neo	0.5%	Rs 200	NA	Edge Rewards- Points Used for Gift Vouchers	LTF
Jupiter Edge CSB Rupay	0.4% to 2%	No minimum spend	Rs 3000 per month / 15000 jewels	Flat 2% cashback on category of choice between Travel, Shopping, and Dining (can switch once a quarter). 0.4% cashback on all other spends. UPI spends via Jupiter app only. Jewels to cash only via Jupiter account. Vouchers for rest.
Kotak IOCL		2% 0.5%	Rs.200 NA	Grocery and Dinning Others	4% upto Rs.300 for Card Swipe at IOCL Outlets.
IDFC Power+	0.5%	150	NA	4% on HPCL.	Fuel Card.
SBI BPCL Octane	0.25%	100	NA	6.25% on BPCL. 2.5% Dining, Departmental Stores, Grocery & Movies. 0.25% others.	Fuel Card.
HDFC MoneyBack Plus	0.30%	150	250	3.3% Preferred Merchants. 1.7% Merchant EMI. 0.3% Grocery and Retail. 500GV on 50k Qtrly Spend.	Milestone
SBI SimplySave Rupay	0.16%- 1.67%	100	NA?

Disclaimer: Please check official bank site before making any decision. If any discrepancy is found please do comment. I will update it.

Update Notes:
(28.05.2024)- Arranged serially. Keep it updated or tag @TheGuy .

 

[Pissant]

Tata Neu Plus 1% and min spend 67

 

[Pissant]

Also add Kotak Myntra too please

 

[smuff]

Bob snapdeal ?

 

[snike1792]

Pnb rupay Select is 0.5%
Sbi simply upi is 0.16%
Indusind rupay Platinum is 0.5%
Jupiter csb 2% on dining/shopping/ travel and 0.4% elsewhere.

Others please confirm where these values are correct

 

[pinki]

Axis kiwi 🥝 1%

 

[pinki]

Axis kiwi 🥝 1%

Lol i can edit too 😝

 

[shivamk]

How is ICICI coral 0.5%? It gives 1 RP per 200 and 1 RP = 0.25 i.e. 0.125%
ICICI Rubyx gives 2RP per 100 so can be 0.5%

I stand corrected, even toh website mentions 1 per 200, we actually get 1 per 50

 

[anonymuos]

Kotak League and ICICI Coral have a milestone feature so please factor that into the calculations

 

[Pack_of_Cards]

PNB Rupay Select?

 

[Sriim]

Creating a compilation of reward rate of most UPI Cards available . Please collaborate and make it comprehensive

Card Name	Reward Rate	Min Spend	Max Rewards	Comments
Tata Neu Infinity	1.5%	Rs67/txn	500 neucoins /month	neucoins to be used via TATA NEU app
Yes Virtual Rupay Card	0.5%	Rs2000	NA
ICICI Coral	0.5%	Rs200	NA
Kotak League Platinum Rupay	0.66%	Rs150	NA
Bob Premier Rupay	0.5%	Rs200	NA	Can be redeemed as cash credit
Paytm sbi card	1.0%	Rs 100	NA
Kotak Myntra	1.25%	Rs 2,000	NA	Statement credit
Axis Kiwi 🥝	1.0%	Rs 50	1% of CL	can be redeemed in bank account.
Tata neu PLUS	1.0%	Rs 100	500 neucoins /month	neucoins to be used via TATA NEU app

Tata neu infinity minimum spend is Rs33

 

[VasukiVasuki is verified member.]

Lol i can edit too 😝

Eureka Eureka .

 

[girish3456]

Pnb rupay Select is 0.5%
Sbi simply upi is 0.16%
Indusind rupay Platinum is 0.5%
Jupiter csb 2% on dining/shopping/ travel and 0.4% elsewhere.

Others please confirm where these values are correct

PNB Rupay Select credit card - it's 0.66% & it's not 0.50%

 

[VasukiVasuki is verified member.]

Creating a compilation of reward rate of most UPI Cards available . Please collaborate and make it comprehensive

Card Name	Reward Rate	Min Spend	Max Rewards	Comments
Tata Neu Infinity	1.5%	Rs67/txn	500 neucoins /month	neucoins to be used via TATA NEU app
Yes Virtual Rupay Card	0.5%	Rs2000	NA
ICICI Coral	0.5%	Rs200	NA
Kotak League Platinum Rupay	0.66%	Rs150	NA
Bob Premier Rupay	0.5%	Rs200	NA	Can be redeemed as cash credit
Paytm sbi card	1.0%	Rs 100	NA
Kotak Myntra	1.25%	Rs 2,000	NA	Statement credit
Axis Kiwi 🥝	1.0%	Rs 50	1% of CL	can be redeemed in bank account.
Tata neu PLUS	1.0%	Rs 100	500 neucoins /month	neucoins to be used via TATA NEU app

Axis iocl gives 1% 😁

 

[blupirate]

Creating a compilation of reward rate of most UPI Cards available . Please collaborate and make it comprehensive

Card Name	Reward Rate	Min Spend	Max Rewards	Comments
Tata Neu Infinity	1.5%	Rs67/txn	500 neucoins /month	neucoins to be used via TATA NEU app
Yes Virtual Rupay Card	0.5%	Rs2000	NA
ICICI Coral	0.5%	Rs200	NA
Kotak League Platinum Rupay	0.66%	Rs150	NA
Bob Premier Rupay	0.5%	Rs200	NA	Can be redeemed as cash credit
Paytm sbi card	1.0%	Rs 100	NA
Kotak Myntra	1.25%	Rs 2,000	NA	Statement credit
Axis Kiwi 🥝	1.0%	Rs 50	1% of CL	can be redeemed in bank account.
Tata neu PLUS	1.0%	Rs 100	500 neucoins /month	neucoins to be used via TATA NEU app

Check ICICI Coral Rupay again. It gives me 1rp for 50, 2rp for 100 except utility which gives 1rp for 100.

 

[Karma]

Pnb rupay Select is 0.5%
Sbi simply upi is 0.16%
Indusind rupay Platinum is 0.5%
Jupiter csb 2% on dining/shopping/ travel and 0.4% elsewhere.

Others please confirm where these values are correct

Doesn’t Indusind Rupay Platinum give 2 RPs for every 100? So effectively 0.7% provided 1 RP is 35p.

 

[Harsha896]

I think tata neu cards don't have any minimum spends. All eligible upi spends are consolidated at the end in statement and you get 1.5% of the total amount.

 

[Trust Me]

View attachment 55206

Check ICICI Coral Rupay again. It gives me 1rp for 50, 2rp for 100 except utility which gives 1rp for 100.

Doesn’t Indusind Rupay Platinum give 2 RPs for every 100? So effectively 0.7% provided 1 RP is 35p.

Agree on both.
.

 

[Sriim]

I think tata neu cards don't have any minimum spends. All eligible upi spends are consolidated at the end in statement and you get 1.5% of the total amount.

They have minimum spends. They round to nearest high integer. 33 * 1.5% ~ 0.495 ~ 0.5 ~ 1. Any amount less than that will get 0 rupees as cashback.

 

[Sriim]

Tata neu infinity minimum spend is Rs33

@pinki can you change?