How many Axis Credit Card Do You Hold ?

[princeagrawal16]

Name those cards with the reason you hold it.

 

[Sai Ganesh]

4

1 - myzone as its ltf and very useful
2 -ace (For cashback)
3- airtel (For cashback)
4 - privilege (got as part of priority relationship)

 

[anish1516]

1) Axis Flipkart - 5% cashback on FK
2) MyZone - 120 Rs 4 times of on Swiggy, 2 BOGO Movie Tickets
3) Select - LTF with Burgundy

 

[Avijeet]

1- MAGNUS
2- ACE
3- FLIPKART

 

[Harry1]

Flipkart - LTF
Privilege - FYF as priority customer (will close it soon and take Select card LTF for Burgundy customer)
Magnus - Paid card - Will close it when they will finally decide to remove 1L spend milestone 😅.

 

[aditya001]

Name those cards with the reason you hold it.

1. Myzone - Holding because its very old card compare to other axis card, after per card limit removal i can use it to apply other cards c2c
2. Magnus - 1 lakh spend milestone
3. Reserve - Applied for 2 reasons, that sweet 6% reward rate after 1 lakh on magnus & wanted higher limit on axis cards, as magnus limit was just 3 lakh.

 

[Avijeet]

1. Myzone - Holding because its very old card compare to other axis card, after per card limit removal i can use it to apply other cards c2c
2. Magnus - 1 lakh spend milestone
3. Reserve - Applied for 2 reasons, that sweet 6% reward rate after 1 lakh on magnus & wanted higher limit on axis cards, as magnus limit was just 3 lakh.

Please elaborate on Point 3 ....

when u have Magnus ... why did you opt for Reserve?

 

[hks789]

1. Flipkart - Paid - For Flipkart offers
2. Myzone - LTF - LTF card for Axis card offers - Not relevant now
3. Magnus - To have at least one super-premium card for easy international lounge access - Effectively 1.8k/year

 

[aditya001]

Please elaborate on Point 3 ....

when u have Magnus ... why did you opt for Reserve?

If i add business expense on card then i can increase my spend a lot.. Magnus limit was low if i use it again and again by adding money will face issues as the transaction are commercial. So applied for reserve, got limit of 11.66 lakh which was very good, enough for commercial spends as well.. and its there most premium card so they will i guess not bite me for doing commercial transactions..

 

[CMGCMG is verified member.]

If i add business expense on card then i can increase my spend a lot.. Magnus limit was low if i use it again and again by adding money will face issues as the transaction are commercial. So applied for reserve, got limit of 11.66 lakh which was very good, enough for commercial spends as well.. and its there most premium card so they will i guess not bite me for doing commercial transactions..

How did you apply for reserve?

 

[Revitup]

If i add business expense on card then i can increase my spend a lot.. Magnus limit was low if i use it again and again by adding money will face issues as the transaction are commercial. So applied for reserve, got limit of 11.66 lakh which was very good, enough for commercial spends as well.. and its there most premium card so they will i guess not bite me for doing commercial transactions..

C2C or ITR?

 

[princeagrawal16]

1. Flipkart - Paid - For Flipkart offers
2. Myzone - LTF - LTF card for Axis card offers - Not relevant now
3. Magnus - To have at least one super-premium card for easy international lounge access - Effectively 1.8k/year

Try Regalia, it is LTF for lounge access.

 

[princeagrawal16]

If i add business expense on card then i can increase my spend a lot.. Magnus limit was low if i use it again and again by adding money will face issues as the transaction are commercial. So applied for reserve, got limit of 11.66 lakh which was very good, enough for commercial spends as well.. and its there most premium card so they will i guess not bite me for doing commercial transactions..

How did you get reserve card approved? Or they happily approved it 😂

And how do you plan to utilise the points because the base reward is just 1.5%.


SBI Cashback could have been the right choice if you want the card for the business purposes.

I believe you are planning to use points for the hotels & flights.

 

[Wealth is my birth right!]

ATM only magnus - reason unlimited lounges and 25k MLY ERs if i spend 1L
Future plan for reserve card.

 

[Wealth is my birth right!]

Try Regalia, it is LTF for lounge access.

Holding LTF Regalia its 12dom and 6intl per annum only

 

[princeagrawal16]

Holding LTF Regalia its 12dom and 6intl per annum only

Yes, so do you exhaust it every year?

 

[Wealth is my birth right!]

Yes, so do you exhaust it every year?

Never to that extend lol

 

[CMGCMG is verified member.]

How did you get reserve card approved? Or they happily approved it 😂

And how do you plan to utilise the points because the base reward is just 1.5%.


SBI Cashback could have been the right choice if you want the card for the business purposes.

I believe you are planning to use points for the hotels & flights.

Airmiles reward rate(5:4) is 6 for domestic and 12 for international.

 

[hks789]

Try Regalia, it is LTF for lounge access.

I have Regalia MC LTF. The lounge access are now limited in international/domestic lounges in India.
Rupay cards have better acceptance than Regalia now.

Regalia is now not accepted in TVM International airport which is my nearest airport.

 

[Infiniti]

Can we add multiple Axis credit cards on the app to access with a single login? If yes, do the edge rewards reflect combined?