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HDFC Bank Tata Neu Credit cards now live

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Chaitanya-a said:
Diners club is for international lounge access when we select Rupay variant.
Whereas international lounge access is included in Visa variant. We don't need Diners club there.
Click to expand...
Diners club/Discover/Pulse also use for International ATM/POS/E-com transaction.

Batmanbaba said:
For international transactions... It will either use discover /diners club
Click to expand...
Diners Club/Discover/Pulse All 3 companies owned by "Discover Financial Services (DFS)".

All 3 companies use single payment network called "Discover Global card network".

Discover's global alliance partners -

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Chaitanya-a said:
Yeah for some, they ask. I don't think it is asked from existing customers. Their verification in process status sucks. It took them almost 2 weeks to verify my application.
Click to expand...
Batmanbaba said:
If u have savings account or any hdfc credit card... Nothing will be asked... They wont even contact u... I have savings account......my tata neu plus card was approved without any contact from hdfc... Limit also given was very good
Click to expand...

Update: I had applied on 28th October and digital card was issued yesterday with 5K limit. I can see card in Neu app but not in HDFC mobile banking app.

Positive:
1. Didn't get any call for verification nor any documents were asked.
2. Selected Rupay variant in application itself so no need to follow up with customer care team.

Negative:
1. HDFC made 2 hard enquiries on my CIBIL, first on 28th Oct and second on 1st Nov which is not worth for card with shared limit.
 
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ujjawal said:
Update: I had applied on 28th October and digital card was issued yesterday with 5K limit. I can see card in Neu app but not in HDFC mobile banking app.

Positive:
1. Didn't get any call for verification nor any documents were asked.
2. Selected Rupay variant in application itself so no need to follow up with customer care team.

Negative:
1. HDFC made 2 hard enquiries on my CIBIL, first on 28th Oct and second on 1st Nov which is not worth for card with shared limit.
Click to expand...
U can complain and get it removed... I did same in case with icici... They removed after complaint... Which hdfc card do u had before tata neu card
 
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Batmanbaba said:
So finally my tata neu plus card approved.... Not hdfc credit card so its 1st hdfc card.. Hdfc savings account holder.... With 70000 limit... My highest.... It was shown 61000 during application... I chose rupay variant... Applied on 17th oct... Cibil-750
Click to expand...
Did you get it as LTF or just zero joining fee?
 
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Strange said:
Did you get it as LTF or just zero joining fee?
Click to expand...
Its not ltf... First year fees i got back as neu coins...First year fees will be charged in 3rd statement... . I have raised a request to upgrade it to ltf millenia.. They are ready for millenia but not ltf... So again raised request.. So they have taken up request for ltf with case number....
 
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Batmanbaba said:
Its not ltf... First year fees i got back as neu coins...First year fees will be charged in 3rd statement... . I have raised a request to upgrade it to ltf millenia.. They are ready for millenia but not ltf... So again raised request.. So they have taken up request for ltf with case number....
Click to expand...
I am getting both Neu cards with zero joining fee but not gonna apply. I am waiting for ltf offer 😁
 
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Applied on 4th Nov...approved today when I opened app... didn't receive any message that card approved! pretty strange I guess! limit given is 5k which is temporary and it will match with my infinia card after 5 days.. first year free card!
 
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