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Now send money through IMPS with just Mobile Number + Bank Name and upto 5 lakhs per transaction limit

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Abhishek012

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Now send money through IMPS with just Mobile Number + Bank Name:

Note - IMPS limit is upto 5 lakhs per transactions.

Just enter your friends/family's mobile number or choose from your contact list.

choose bank name.

The person's bank register name will be shown for confirmation and send money.

So simple and So easy to use.

Live bank list -

ICICI bank, IDFC bank, Au bank, PNB, TJSB, IDBI bank, Canara bank.

Coming soon -

Airtel bank, Paytm bank etc

dydrty.jpg
 
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Abhishek012 said:
Now send money through IMPS with just Mobile Number + Bank Name:

Note - IMPS limit is upto 5 lakhs per transactions.

Just enter your friends/family's mobile number or choose from your contact list.

choose bank name.

The person's bank register name will be shown for confirmation and send money.

So simple and So easy to use.

Live bank list -

ICICI bank, IDFC bank, Au bank, PNB, TJSB, IDBI bank, Canara bank.

Coming soon -

Airtel bank, Paytm bank etc

View attachment 28598
Click to expand...
Need MMID too 🤣

I have 10+ bank accounts linked with same mobile number, in which will I receive, if my friend paid to me?
 
Abhishek012 said:
Mobile Number + Bank Name required.
Click to expand...
Like @Shubham Yadav words, I hold dual savings ac in sbm and federal. SA and CA in indus.

S S V said:
they might assign Primary account to our mobile number
Click to expand...

@S S V My indus ac's cust id's different #Not merged. What to do ?

1693933299816.png
Actually, IMPS transfer based on 2 things only.
1. AC No. + bank ifsc and
2. Mobile number and MMID. ### No need of ac no. Even Bank name.

MMID
Mobile Money Identifier code. This code is assigned by the bank and npci to mobile number linked with an ac number of a bank.

Just only Mobile number and MMID, not even bank name.
1693933490134.png

*** Some banks has feature to send within Bank, using mobile number. Here fund transfer will be to the primary ac. @S S V

Note: Actually, we ignore IMPS fund transfer might be charges or UPI, so we don't aware of this feature.
 
S S V said:
Unfortunately I don't have any experience with Indusind and from what I read on this forum, their IT systems are not that sophisticated...
Guruji @4uziaul might be able to help
Click to expand...
I just said for understanding.

Recently opened CA. Actually even after a week vkyc not updated. Bank branch people even don't know that vkyc happened or not. Now it's updated after mailing to nodal (response after a week). They are not taking online requests for cust id's merger. So need to branch again
 
Here is pnb app for iphone shot from tab 🙂

1. It's under quick fund transfer (for non- added beneficiaries) upto 10k only.

For regular IMPS upto 5 lakhs, you still need necessary details.

2. Through this feature, You can send only to the banks enabled for IMPS with mobile number and bank name (5 banks for now listed in image and a Thane sahkari bank)
IMG_20231004_091449.jpg
 
SSV said:
Just my guess..
WIthin the Bank, they might assign Primary account to our mobile number even though we hold more than one account...
Just a guess
Click to expand...
you are absolutely correct and also as per NPCI circular,

but the catch is if customer doesn't designate which is primary account , then the transaction must be VOID and CANCELLED as per NPCI circular
 
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desiviru said:
Both in IB and mBanking, when you initiate transfer you get 3 option. IMPS, NEFT and RTGS.

IMPS is charegeable while NEFT is free upto 5L. Above this you can use RTGS which is chargeable by some banks but with Axis, it is completely FREE for Retail users who use IB/mBanking.

While adding anyone for FT, you get the option to choose IMPS and can enter MMID and Mobile number and register beneficiary.
Click to expand...

Bro please show me where . I WAS really unable to find in axis mobile or INB. Really wexed by searching from evening.

Please share some screenshot or mention some work flow to understand where the actual option is.
My question is I am unable to find the option while or after adding beneficiary
 
desiviru said:
Both in IB and mBanking, when you initiate transfer you get 3 option. IMPS, NEFT and RTGS.

IMPS is charegeable while NEFT is free upto 5L. Above this you can use RTGS which is chargeable by some banks but with Axis, it is completely FREE for Retail users who use IB/mBanking.

While adding anyone for FT, you get the option to choose IMPS and can enter MMID and Mobile number and register beneficiary.
Click to expand...
bro why no reply
 
Abhishek012 said:
Now send money through IMPS with just Mobile Number + Bank Name:

Note - IMPS limit is upto 5 lakhs per transactions.

Just enter your friends/family's mobile number or choose from your contact list.

choose bank name.

The person's bank register name will be shown for confirmation and send money.

So simple and So easy to use.

Live bank list -

ICICI bank, IDFC bank, Au bank, PNB, TJSB, IDBI bank, Canara bank.

Coming soon -

Airtel bank, Paytm bank etc

View attachment 28598
Click to expand...
bro do you know where the option in ICICI app or INB
i was able fine mobile + MMID
but there is no option or I am unable to find MOBILE+BANK name

please share if you know where the option is
tq
 
Abhishek012 said:
Now send money through IMPS with just Mobile Number + Bank Name:

Note - IMPS limit is upto 5 lakhs per transactions.

Just enter your friends/family's mobile number or choose from your contact list.

choose bank name.

The person's bank register name will be shown for confirmation and send money.

So simple and So easy to use.

Live bank list -

ICICI bank, IDFC bank, Au bank, PNB, TJSB, IDBI bank, Canara bank.

Coming soon -

Airtel bank, Paytm bank etc

View attachment 28598
Click to expand...
The greatest achievement of this government is that how unbelievably easy they've made it to send and transfer money between people. It is like breathing, almost.

Making money on the other hand...
 
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