How to Check Pre-Approved Credit Card HDFC Bank - Query & Discussion

[Piyush Yadav]

Hello guys 👋
Anyone tell me that how to check preapproved credit offer in HDFC bank app
Kindly share screenshot if there any 😊

 

[kuchbhikuchbhi is verified member.]

Check offers page in netbanking!

~ and mark as solution ofc hehe

 

[ujjwal2024]

Check offers page in netbanking!

~ and mark as solution ofc hehe

few persons does like this and earning points like credit card

 

[kuchbhikuchbhi is verified member.]

few persons does like this and earning points like credit card

W d y m?

 

[Umang85]

Fastest finger first I guess when it comes to asking for solution.

 

[ujjwal2024]

W d y m?

it was not meant for you...
I took it as joke
but there are few who do it consistently...

 

[kuchbhikuchbhi is verified member.]

it was not meant for you...
I took it as joke
but there are few who do it consistently...

I don't think there's anything wrong in demanding wut you can get 😉
Perhaps the person might forget/not aware of marking as solution so just giving him/her hint! 😁

And it's not like I did not give the solution, did I?

Tho from now I'll be adding "iff" : meaning if an only if
So that one who wants does it and it does not appear as an order! Correct?

 

[ujjwal2024]

I don't think there's anything wrong in demanding wut you can get 😉
Perhaps the person might forget/not aware of marking as solution so just giving him/her hint! 😁

And it's not like I did not give the solution, did I?

Tho from now I'll be adding "iff" : meaning if an only if
So that one who wants does it and it does not appear as an order! Correct?

Ok..understood your point and logic..
Cheers

 

[kuchrm]

While bank give pre approved credit card to us through call or net banking so what they really asked on that from us. Especially HDFC(because I have opened digisave youth account)

Currently I am a student with getting some earnings and allowance from parents, total 30000-35000 per month. In occupation earlier I selected student , investment income , 300000-500000 annually. But now I changed it to salaried, private, salary income, 300000-500000.

Will they ask any income source or details while giving pre - approved credit card. Will they considered this as fraud?

Please clear my confusions.

 

[surojitLaha]

While bank give pre approved credit card to us through call or net banking so what they really asked on that from us. Especially HDFC(because I have opened digisave youth account)

Currently I am a student with getting some earnings and allowance from parents, total 30000-35000 per month. In occupation earlier I selected student , investment income , 300000-500000 annually. But now I changed it to salaried, private, salary income, 300000-500000.

Will they ask any income source or details while giving pre - approved credit card. Will they considered this as fraud?

Please clear my confusions.

Change your account varient to savings max if you can and use the platinum debit card . This will increase your chances getting a pre-approved cc offer.
Coming to the occupation details, if they offers you a card pre-approved, 99% of the time they won't ask you any income proof.
You just put your details and they approved your application. It's that easy.

 

[vega]

When pre-approved offers appear showing card and credit limit, they will not ask anything from you. Just simply put student while applying, you will get the card.

 

[kuchrm]

When pre-approved offers appear showing card and credit limit, they will not ask anything from you. Just simply put student while applying, you will get the card.

I updated it as salaried now , will this create any problem or should I just changed back to student ?

 

[vega]

I updated it as salaried now , will this create any problem or should I just changed back to student ?

Don't change. You will get the card. You are just lying but not under oath. It's okay. But while applying fill out student.

 

[kuchrm]

Change your account varient to savings max if you can and use the platinum debit card . This will increase your chances getting a pre-approved cc offer.
Coming to the occupation details, if they offers you a card pre-approved, 99% of the time they won't ask you any income proof.
You just put your details and they approved your application. It's that easy.

Ok I understand but what they really in ask in pre approved offer through call , and salaried is good or should changed back to student.

 

[kuchrm]

Don't change. You will get the card. You are just lying but not under oath. It's okay. But while applying fill out student.

Okay I understand

 

[surojitLaha]

Ok I understand but what they really in ask in pre approved offer through call , and salaried is good or should changed back to student.

First verify if the call is from official hdfc number or any third party agent. Once verified, you can tell them the same details you filled in the application.

 

[shado7333]

What to do here? After clicking the offer button, this came. But my name and year of birth combination is not working

 

[kuchbhikuchbhi is verified member.]

Check offers page in netbanking!

~ and mark as solution ofc hehe

@vaibhav111 please mark this as solution

 

[Beyond]

What to do here? After clicking the offer button, this came. But my name and year of birth combination is not working
View attachment 79710

I'm facing the same issue on my account. Seems like tech glitch at HDFC's end.
@Piyush Yadav
Check here with mobile number and dob: https://applyonline.hdfcbank.com/xpressway.html?icid=website_organic_loxw

 

[350modena]

Is t

I'm facing the same issue on my account. Seems like tech glitch at HDFC's end.
@Piyush Yadav
Check here with mobile number and dob: https://applyonline.hdfcbank.com/xpressway.html?icid=website_organic_loxw

Is there a cibil hit on checking CC offers from xpressway?

Iirc, there is a pre approved offers link as well.