Latest Working Methods to Pay Credit Card Bill from Debit Cards

[BeingIncogBeingIncog is verified member.]

Canara Setu working or just Unipay is left?

Unipay only left for hdfc esp.

 

[Anonymous ツ]

Guys, Which portal I can currently use to Pay my HDFC and SBI credit card bill payment so that I can earn 750 cashback from HDFC platinum dc and IDFC debit card reward points? I have to pay over 1 Lac cc bills

 

[harsha1]

Yesterday evening tried indusind select mc dc with sbi unipay but transaction failed, it shows 3-4days it will refund, in how many days actually it will refund?

 

[BeingIncogBeingIncog is verified member.]

Yesterday evening tried indusind select mc dc with sbi unipay but transaction failed, it shows 3-4days it will refund, in how many days actually it will refund?

4-10 working days

 

[TiVoGlObE]

I think HSBC being unable to validate bills on sbi unipay should be added to list of known issues

 

[Mr. X]

Following the thread🤞

 

[pranavk]

Would using Cred via HDFC DC give the 1% , as there is an option to use DC in cred for above ₹50000.

 

[darkjediknight]

Would using Cred via HDFC DC give the 1% , as there is an option to use DC in cred for above ₹50000.

No. Use SBI Unipay instead.

 

[TiVoGlObE]

Would using Cred via HDFC DC give the 1% , as there is an option to use DC in cred for above ₹50000.

AFAIK, Cred, Creq & Mobikwiq all 3 have 6012 MCC - So all 3 won't give any rewards

 

[pranavk]

No. Use SBI Unipay instead.

But the HSBC bill is not getting pulled via unipay.

Have a 1L bill due in a few days annd thinking of options.

 

[Anil_SinghAnil_Singh is verified member.]

But the HSBC bill is not getting pulled via unipay.

Have a 1L bill due in a few days annd thinking of options.

If no options left then pay using SBI DC via billdesk.

 

[TiVoGlObE]

If no options left then pay using SBI DC via billdesk.

via billdesk? how?

 

[Anil_SinghAnil_Singh is verified member.]

via billdesk? how?

HSBC CardNet

Test for small payment like 100 to check how many days it will take to settle the payment. Then proceed accordingly.

 

[jyothisthaliath]

It was really painful tracking points on transactions made through IndusInd Exclusive debit card. So with some help from ChatGPT, I made this excel template to note my monthly spends and expected reward points. Using this, one can pinpoint the transactions for which the rewards have not been credited. You can find the details in this thread:

Thread 'Tracking IndusInd Exclusive Debit Card Points : Excel Template'

Jan 26, 2025

Initially I had a lot of trouble tracking points on transactions made through IndusInd Exclusive debit card. So with some help from ChatGPT, I made this excel template to note my monthly spends and corresponding reward points which is expected. Now it is much easier to pinpoint the transactions for which the rewards have not been credited.

1. Note down details of each transaction made using Exclusive debit card.
2. Column D and F are automatically calculated for monthly cumulative amount and reward points based on the transaction amount.
3. IndusInd is not regular in crediting...

• jyothisthaliath
• calculator debit card indusind indusind debit card indusind exclusive points
• Replies: 28
• Forum: Debit Card

• 
• 

 

[TiVoGlObE]

HSBC CardNet

Test for small payment like 100 to check how many days it will take to settle the payment. Then proceed accordingly.

Thankyou for sharing this, can you also suggest why this is important? is the MCC eligible here?

Reason is, HSBC is able to pull bill everywhere except SBI unipay, I tried multiple other options like amazon pay airtel pay which are also bbps enalbe as well as PAytm cred gpay - payment is not the issue - eligible payment was.

 

[Anil_SinghAnil_Singh is verified member.]

Thankyou for sharing this, can you also suggest why this is important? is the MCC eligible here?

Reason is, HSBC is able to pull bill everywhere except SBI unipay, I tried multiple other options like amazon pay airtel pay which are also bbps enalbe as well as PAytm cred gpay - payment is not the issue - eligible payment was.

According to users here, billdesk is giving points in SBI Virtual Rupay DC. Users with Amex can shed some light on this. Only do after confirmation from someone.

 

[im_Pro]

Is Airtel Money giving poin on HDFC platinum DC?

 

[Anil_SinghAnil_Singh is verified member.]

Is Airtel Money giving poin on HDFC platinum DC?

MCC changed to wallet load.

 

[im_Pro]

MCC changed to wallet load.

What is the working one for now?

 

[Anil_SinghAnil_Singh is verified member.]

What is the working one for now?

Unipay tagging utility mcc