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RuPay Select Debit Card Portfolio

I’m sharing my RuPay Select Debit Card Portfolio, including the associated bank details, account type, Minimum Average Balance (MAB) requirements, issuance and annual maintenance charges (AMC) [Including GST], as well as how I opened these accounts.

I have 12 RSDCs from 11 banks.

This is the cheapest possible way to get RSDCs.

This could be useful for anyone planning to acquire RuPay Select cards from different banks.

View attachment 79542

Notes:

1. Union Bank of India: Free Virtual RSDC. Logically 5000 MAB with 236 AMC.
2. Indian Overseas Bank: Downgraded from SB HNI to SB MAX. Don't know whether the cancel or not in future. Update soon.

Will write separate threads for each bank account opening experience.
PSU Banks I Haven’t Considered for My Debit Card Portfolio:

Punjab National Bank: 50,000 MAB(High) with AMC charges.
Bank of Maharashtra: 25,000 MAB (High). Bank confirm as of now FREE. Not LTF.
Punjab and Sind Bank: No RSDC.
Need more information on ubi bank
 
I’m sharing my RuPay Select Debit Card Portfolio, including the associated bank details, account type, Minimum Average Balance (MAB) requirements, issuance and annual maintenance charges (AMC) [Including GST], as well as how I opened these accounts.

I have 12 RSDCs from 11 banks.

This is the cheapest possible way to get RSDCs.

This could be useful for anyone planning to acquire RuPay Select cards from different banks.

View attachment 79542

Notes:

1. Union Bank of India: Free Virtual RSDC. Logically 5000 MAB with 236 AMC.
2. Indian Overseas Bank: Downgraded from SB HNI to SB MAX. Don't know whether the cancel or not in future. Update soon.

Will write separate threads for each bank account opening experience.
PSU Banks I Haven’t Considered for My Debit Card Portfolio:

Punjab National Bank: 50,000 MAB(High) with AMC charges.
Bank of Maharashtra: 25,000 MAB (High). Bank confirm as of now FREE. Not LTF.
Punjab and Sind Bank: No RSDC.

which bank provides most offers.....

like not annually but quarterly health checkup

rs 250/- flipkart+bigbasket offer

full amazon prime membership

(spa not necessary for me)
 
which bank provides most offers.....
Everyone provides the same benefits
like not annually but quarterly health checkup
Its Quarterly
rs 250/- flipkart+bigbasket offer
RPDC benefit not RSDC
full amazon prime membership
You get Full Edition
(spa not necessary for me)
Sell it
 
Can we login into mobile app or internet banking before receiving debit card in PNB bank?
 
Sometime trial and hit method works.
This is true ,experienced with CBI.
Tried netbanking with aadhar no,it was saying invalid details, i got frustrated and kept pressing continue, suddenly it gone through and asked to set password lol😆
 
This is true ,experienced with CBI.
Tried netbanking with aadhar no,it was saying invalid details, i got frustrated and kept pressing continue, suddenly it gone through and asked to set password lol😆
He got you : Major Ram is online, Don't take panga 🙌
 
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