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(Updated - total 8k added with some trick ) Free Credit Card to Bank transfer (April, 2025)

acha toh kitne kar sakte hai max in one month
Dekho kuch cheeze hai clear kar rha hu ek sath hi.

(1) usually 4K hi free load hota tha zomato (monthly) se to amazon using any credit card and mcc was 6540. Mainly milestone/fee waiver ke liye use karte the log. This was free from zomato/uber/blinket etc.

(2) ICICI apay already LTF card hai, idk why you want to rotate through it. Agar you are doing for cashback then ICICI will permanently block your credit card for excess cashback.

Ek bari TF ya kahi par bhi threads search karo, log mobile booking mai bahut use karte the icici amazon and they still use it. ICICI blocks the cashback along with card. Mat lo risk bhai, ICICI mai amazon pay se behtar koi card nhi hai.

(3) Now coming to load, if you still want to do it toh zomato ke through na karte hue directly load hi karlo amazon mai jake.

Dheere dheere karoge toh maybe jyada issue na ho but if you load 1L everyday and monthly cashback kuch 19-20K aaya toh card ko bye bye boldena.
 
Dekho kuch cheeze hai clear kar rha hu ek sath hi.

(1) usually 4K hi free load hota tha zomato (monthly) se to amazon using any credit card and mcc was 6540. Mainly milestone/fee waiver ke liye use karte the log. This was free from zomato/uber/blinket etc.

(2) ICICI apay already LTF card hai, idk why you want to rotate through it. Agar you are doing for cashback then ICICI will permanently block your credit card for excess cashback.

Ek bari TF ya kahi par bhi threads search karo, log mobile booking mai bahut use karte the icici amazon and they still use it. ICICI blocks the cashback along with card. Mat lo risk bhai, ICICI mai amazon pay se behtar koi card nhi hai.

(3) Now coming to load, if you still want to do it toh zomato ke through na karte hue directly load hi karlo amazon mai jake.

Dheere dheere karoge toh maybe jyada issue na ho but if you load 1L everyday and monthly cashback kuch 19-20K aaya toh card ko bye bye boldena.
ok thanks . .
 
kya isme 99k add karne par 2336 k charge par 1980 ka cashback millega? or kya ye 99k add karne k baad main account mein transfer kar sakta hu account is full kyc
Direct load kar rahe ho ?

Yes, full kyc Amazon wallet UPI se tum bank bhi bhej sakte ho. Bahut log karte hai aise.

Note - first time wallet UPI register/reset kiye ho toh 5k limti for next 24-48hrs, phir 1 lakh per day Wallet UPI limit.

Wallet load pe koi 1% charges nahi hai 50k k baad.

don't do more than 49k in 1 month... icici wallet charges lagenge 1% extra baad mein if 50k se jyada kiya
ICICI wallet load pe 1% charges kab se lene lage ? Utility and Fuel par hai sirf.
 
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Direct load kar rahe ho ?

Yes, full kyc Amazon wallet UPI se tum bank bhi bhej sakte ho. Bahut log karte hai aise.

Note - first time wallet UPI register/reste kiye ho toh 5k limti for next 24-48hrs, phir 1 lakh per day Wallet UPI limit.

Wallet load pe koi 1% charges nahi hai 50k k baad.


ICICI wallet load pe 1% charges kab se lene lage ? Utility and Fuel par hai sirf.
1. agar mein mahine mein 49k amzn card se wallet mein lu toh cashback bhi millega na 2% vala or card ki jaan :hehe: par toh koi risk nahi hai na isme
2. agar mein sbi ya kisi or card se amzn wallet mein dalta hu toh millestone achieve hoga usse.
3. or koi wallet app bhi hai jispe wallet load karke bank mein le sake or vo card k milestone m add hota ho.
3. bus or kuch nahi saab badhiya hai :beaming-face-with-smiling-eyes: inn teeno no bata do please.
 
1. agar mein mahine mein 49k amzn card se wallet mein lu toh cashback bhi millega na 2% vala or card ki jaan :hehe: par toh koi risk nahi hai na isme
2. agar mein sbi ya kisi or card se amzn wallet mein dalta hu toh millestone achieve hoga usse.
3. or koi wallet app bhi hai jispe wallet load karke bank mein le sake or vo card k milestone m add hota ho.
3. bus or kuch nahi saab badhiya hai :beaming-face-with-smiling-eyes: inn teeno no bata do please.
Wallet load is risky category one time I have transferred 10000 to Amazon wallet from credit card and hdfc sent notice next month that it not falls under normal spends and in future they can block card if happens frequently. So, you should not do if you feel that card is very hard to achieve again if blocked like A pay ICICI or sbi cashback. These cards are hard to gain.
 
Sharing my experience...

Have done card to wallet transfer a few times in the past.

1. For me, any transaction over 1L (including fees) never went through.
2. I tried twice, and on 2nd time, the card got blocked. Reached out to customer care, took an hour to unblock, had to explain what I was doing.
3. Did a transaction of 50k (+ 1180), went through. Did another transaction on next day of again 50k (+1180), went through.
4. Transferred 1L to bank account.
5. Total cashback rx at end for these transactions - 2046.

Did same following month, worked fine. Did a 50k transaction this month, still good going. I can see in the current statement, rerward points of 1023 against the transaction.
 
Direct load kar rahe ho ?

Yes, full kyc Amazon wallet UPI se tum bank bhi bhej sakte ho. Bahut log karte hai aise.

Note - first time wallet UPI register/reste kiye ho toh 5k limti for next 24-48hrs, phir 1 lakh per day Wallet UPI limit.

Wallet load pe koi 1% charges nahi hai 50k k baad.


ICICI wallet load pe 1% charges kab se lene lage ? Utility and Fuel par hai sirf.
Uska icici amazon block hoga toh tum unlock karwane jaoge?
 
ok sabhi k sujhav dekh k maine ye faisla liya hai wallet load nahi karna hai se agar kabhi emergency padi ki kahi or se kuch nahi ho raha hai tab shayad karunga thanks to all for reply. vaise abhi mein cred se rent or education payment karke nikalta hu kai bar toh usme toh koi dikkat nahi hai na
Sahi decision. Y do u even want to load wallet. Do u need money or just for cashback. If it is just for cashback den u shud read sone ka anda dene wali murgi ki kahani
 
ok sabhi k sujhav dekh k maine ye faisla liya hai wallet load nahi karna hai se agar kabhi emergency padi ki kahi or se kuch nahi ho raha hai tab shayad karunga thanks to all for reply. vaise abhi mein cred se rent or education payment karke nikalta hu kai bar toh usme toh koi dikkat nahi hai na
Bhadiya decision, icici amazon ke alawa koi bhi peldo koi dikkat nhi, lekin icici amazon bahut tez hai block karne mai. Ek bari threads dekho toh maza aayega

Khana khate samay dekhna, mast entertainment hoga 😂
 
ok sabhi k sujhav dekh k maine ye faisla liya hai wallet load nahi karna hai se agar kabhi emergency padi ki kahi or se kuch nahi ho raha hai tab shayad karunga thanks to all for reply. vaise abhi mein cred se rent or education payment karke nikalta hu kai bar toh usme toh koi dikkat nahi hai na
Sab apne apne faide dekh k salha dete hai.

Sahi toh yeh hai ki ekbar 49k ya 50k kar bhi loge wallet load amazon me toh kuch nahi hone wala, har mahine repeat maat kiya karna.

jo log mana kar rahe hai woh log khud loot wale hai amazon wallet load kar k

Aur rent or education payment se bhi card cancelled hote hai.

So sahi decision rent or education payment karna bhi nahi hai. jaha karna hai karo bas every month same pattern repeat maat karna aur every month maat karte rahena, kuch aur bhi transaction karna.
 
Sab apne apne faide dekh k salha dete hai.

Sahi toh yeh hai ki ekbar 49k ya 50k kar bhi loge wallet load amazon me toh kuch nahi hone wala, har mahine repeat maat kiya karna.

jo log mana kar rahe hai woh log khud loot wale hai amazon wallet load kar k

Aur rent or education payment se bhi card cancelled hote hai.

So sahi decision rent or education payment karna bhi nahi hai. jaha karna hai karo bas every month same pattern repeat maat karna aur every month maat karte rahena, kuch aur bhi transaction karna.
Tumhara kya fayda hai😜

Yes rent payments and education payments are also tagged by bank because I have used my hdfc card only one time for rent payments just to complete milestone offer but in next month I received warning that they may cancel my card if found again and again.

Has anyone else received that type of notice?
 
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