RuPay Card and UPI offers, Discussion and News group

@Abhishek012

@Abhishek012 best to app to use CC UPI Payments ?

I have only used Payzapp and Samsung wallet till now. Payzapp gives some cashpoints for UPI Transactions, and Samsung Wallet too gives 15/18/20 (acc to tier) points which can be redeemed for vouchers (1250 points for Rs.250 voucher)

Have not seen any additional benifits in using BHIM/PayTM/PhonePe/GPay (other that random offers)

So, which app is better for general payment (when no offer is running on any apps) ?

Cred is good coz it gives 1 2 rs most of the times.

Payzapp is the best. Keep using it.

does payzapp settles instantly? whats is MCC code for credit card payment via payzapp?

> Cred is good coz it gives 1 2 rs most of the times.

When paying via UPI through CC ?
any min limit for that cashback ?

> Payzapp is the best. Keep using it.

It basically gives 2 cashpoints (equivalent to Rs.2) for any transaction greater than Rs.50 (simple and straight-forward)

While, samsung wallet app gives points on any mount.

So, If we calc even at 18 points per transaction from samsung wallet, in 70 transactions (no min payment value, it can be Rs.10 too) you will get Rs.250 voucher... For the same price value, you will need to pay atleast 125 times from Payzapp (and that too min Rs.50) for getting the same amount (Samsung wallet is only for samsung devices though)

Which is why I am looking for other alternatives too

> does payzapp settles instantly? whats is MCC code for credit card payment via payzapp?

I am talking about paying to merchants via UPI from CC, not card payment.. but anyway, it takes 3 to 4 business days for Payzapp to settle.

@NOOBY

@NOOBY samsung pay also needs atleast 50rs for points. Just checked in app.

@NOOBY

@NOOBY yes Cred gives cashback on cc via UPI too, i always use it, in some cases it gives cred coins otherwise I'll get 1 2 rs, rarely 5rs.

@Rahul Gupta

@Rahul Gupta seems someone from Samsung wallet dev team is on TF 😀

till yesterday, it was Rs.0 for UPI and prepaid wallet, and I have received 20 pts for buying Rs.10 chips 2 days back

Like I stupid person I used phone pe if that doesn’t work then Paytm. Would start replacing with PayZapp. Thanks I didn’t knew. And I do use cred for tap and pay.

Edit via tat neu.. I didn’t knew is the main car for rupay

That's what, I was happy with "kuch na sahi se kuch sahi", as even if you spend Rs.100 via UPI-CC, you get 2% cashpoints from payzapp (can also get 1.5% as NeuCoins, if using Infinity card)

but then thought of getting the best of "kuch sahi" 😛

I have been using Kiwi app since got the card
Gives 2% for merchant payments.
Or 4 Kiwis for general UPI payments via account.

@sheru

@sheru Kiwi's website mentions 1% CB on scan and pay,

and it would also add a new CC Account in cibil which is why I am trying to see how to recevive max with what it's there currently

Thanks for the inputs, might get it just for fun in future 😛

Samsung wallet is not supporting Rupay cards. How are you using that?

@LordPSN

@LordPSN Its been supporting since long...
It wasn't supporting any Rupay CC's other than Axis and HDFC till 2 days back but after updated which was released, when you try to add UPI ID, it asks for bank/CC and you can add rupay cc from there (I added ICICI coral yesterday after updating)

Try linking some bank first, and then link CC

@LordPSN

@LordPSN Samsung wallet supported direct RuPay CC or not ? someone told scan & pay working through RuPay card.
@NOOBY

@Abhishek012

@Abhishek012 was able to register and pay via Coral Rupay through samsung wallet app without any issues

the app needs to be updated, nothing else (and maybe add a bank account before you start adding cc)

UPI account already added. Tried adding Neu Infinity and coral rupay, its showing card not supported!

Never mind. Updated the app and added my cards. Thanks

@NOOBY

@NOOBY I mainly use Kiwi (2% on merchants), Paytm (getting continuous UPI spends offer on Paytm merchants so RuPay UPI works too), PayZapp (2*3 send money + 2*3 I use for CC bill payments of 50*3 easy), and lastly other apps like GPay bugs n all 😉.

Also, for only 6*2 CB in PayZapp, doesn't make sense to use it as preferred app. Also bootloader & others things stopping me to use PayZapp, their updates are waste.

@D₹V

@D₹V Exactly, the cashback from Payzapp isn't good enough for anything above Rs.100. Didn;t knew about paytm upi offers as I only use their wallet for Millennia and CC payment (will ahve a look)

Btw, unlocked bootloader doesn't cause problems with payzapp. Only if you have KSU or magisk, it may trigger (which can be fixed with their modules easily)

Had used payzapp on my Oneplus6T on CrDroid for many months before shifting to S23U

RuPay Card and UPI offers, Discussion and News group

RuPay Card and UPI offers, Discussion and News group

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