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Common Credit Card Scams and How You Can Avoid Them

A group to share common scams that one need to be aware of or if you have fallen for any such scam, share it over here, it may help others

Quick Overview

Category
Credit Cards
Language
English (US)
Total members
231
Total events
0
Total discussions
2
Total views
8K
Shrinit Padwal
Axis new card apply in name of an upgrade -
Getting calls from Axis Bank regarding Limit enhancement and card upgrade offers.

Tried to check in the app - whether an upgrade is available(it was not= no LE, no cc upgrade)

The agent told me - this is not the process, you are new - we will guide you.
1. Open the axis bank app
2. on the homepage itself - from Apply Now section - select credit cards - navigated to the new application page
- Told the agent this is not an upgrade - this is the new application I don't want to do that.

Again agent told - don't worry -
1. Go to existing credit cards
2. Select the card you want to upgrade
3. on the top left - click on 3 lines - new hamburger menu will come up - select Apply Now option
4. select 1st option - credit cards - the agent is telling - now we will upgrade your card - go through the process as I guide you

In the name of card upgrades - agents are making us apply newly for credit cards
P
Predator
Anything to complete Target.
If an agent hits 50 ppl everyday like this then surely 5-10 would fall in his trap
pothi
pothi
This scam still continues. Clever. If people are in a hurry and bit careless, they will definitely fall for it. I used some strong words and reported in DND app. Frequency has reduced now.
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