Spouse working in Central government organisation. His gross income pm is 1.65L and take home is 1.15L approx..
City is Lucknow- Pin code 226016 which is not serviceable.
He currently holds Citibank and Standard Chartered Bank CC as well, though city was unserviceable for these cards too. Applied AMEX recently, should be delivered within a week.
Any possibility of HSBC card.