Recent content by BMR

Got it on its own, didn't raise any request.

Finally received the voucher today. Thanks guys

Dear guys, I have still not received the voucher for quarterly spends. Is it time to raise a request with customer service, or continue waiting ?

you got it today? even i am waiting but haven't got it till now. I will keep waiting.

This auto bill pay is too risky. My payment also failed right 4 days before the due date. I have deleted the auto pay and will never use it. Its not worth taking the risk for missing a credit card payment and screwing up your credit history.

I have done more than 1 lac credit card payments via cred in the last quarter but didn’t get the 750 gv this time. Any hopes of getting it now , since it is 1st aug ( it should have come by 31 jul ). ?

It will give only 5 percent cashback for utility payment.

I have Axis plat charge and 11 other cards including Burgundy with CL of 18 lacs, yet they are asking me to create a FD card. I guess its all the hype, and its their way of asking people to make FDs if they want one. Try your luck, they wont do a cibil hit, so you will know if you are getting a...

I have Onecard by federal bank with 8 lac limit, and they rejected my application. When I asked, I got this : "We regret to inform you that we are currently unable to process your application, as our records indicate that you have either already been sanctioned the maximum credit limit...

cant recollect it now, sorry. its been long.

Plat travel is the best card I have since it gives me 48k points for an annual spends of 4 lacs. But I also love the MRCC for 24k points. So it actually depends on your spends and use case. In my opinion, one should have both the cards.

just had a chat with the agent yesterday...before even asking, he said he does not know when they will resume accepting new applications. For now, only upgrades are being done.

I had springwell earlier, that lasted about 4 years only, bad experience. But it was a spring based matress and caved in. 6 months ago I bought FloMatress Anti Gravity version and it is awesome and reasonable. Its holding good so far.

I had opened a 3 in 1 trading account with ICICI. I had a normal savings accounts attached with icicidirect.com. Over the years, my MF portfolio grew and they automatically upgraded the bank account to WM. Hope that info helps.

How long should we wait for the first application after CIBIL is generated ? My wife had supplementary cards for almost all my cards and have a history of 1.5 years on CIBIL but nil score. So I got her a secured CC from IDFC in Nov 2024. Now her cibil got generated, its 780 and I applied for...