Recent content by BMR

I had springwell earlier, that lasted about 4 years only, bad experience. But it was a spring based matress and caved in. 6 months ago I bought FloMatress Anti Gravity version and it is awesome and reasonable. Its holding good so far.

I had opened a 3 in 1 trading account with ICICI. I had a normal savings accounts attached with icicidirect.com. Over the years, my MF portfolio grew and they automatically upgraded the bank account to WM. Hope that info helps.

How long should we wait for the first application after CIBIL is generated ? My wife had supplementary cards for almost all my cards and have a history of 1.5 years on CIBIL but nil score. So I got her a secured CC from IDFC in Nov 2024. Now her cibil got generated, its 780 and I applied for...

Thanks for your response, well summarised. I shall find out and update this thread.

Hi TF Team, So my wife has my supplimentary MRCC, Plat Travel and Gold cards. She also has her own secured credit card from IDFC (WOW) with a 20k limit, which I got for her to generate her CIBIL score. Credit age is 1.6 years and she is salaried. She has no unsecured credit card. Her cibil...

Does doing frequent chargebacks with Amex create any trouble? I read in another post on TF that one guy did 3 chargebacks in a short period of time. He won the CBs but his credit limit was reduced and Amex initiated a FR (Financial Review) on his account. I have done my decent share of CBs...

For paying Amex CC bills, CRED now asks to pay directly to amex's UPI id ( AEBCxxxxxxxxxxxx@SC ). I did that and paid via axis account. It shows the same "UPI/P2M/xxxxxx/American Express" description in the axis account statement. Hope this will get counted towards the 60k/quarter spends.

Oh right. Once I bought Amazon gc worth 90k in a month after which the option disappeared. But I checked with a couple of friends who had never bought Amazon gc through their account and the credit card option was not visible for them too. So I assumed that removed it for all.

As far as I know , you can’t buy Amazon pay vouchers using credit card on Amazon. Correct me if I am wrong. I see only dc and netbsnlonb ax payment methods for buying Amazon gc.

Made payment using HDFC platinum Debit card on Canarabank Setu, but didn't receive the cashback. Transaction says "POS Retail CC". Does that mean canarabank setu is now patched?

but bank says they are not seeing any transaction declined error in back-end. Anyway my trip is over, please suggest some other JCB credit card for me. BOB is just too slow to deal with.

It may not be a problem with card as I tried both - my card as well as supplementary card of my wife and both didn’t work. So it’s something related to my account from the back-end I guess. Could you please suggest another good card on jcb ? I keep coming to Philippines very often and Rupay...

@Abhishek012 Tried emailing customer care, disabled and re-enabled all international settings via website and app, but the card is still not working in Philippines, it gives the error "DO NOT HONOR". Could there be a problem in the card ? Should i ask them to replace it when I come back ?

I know HDFC needs a reason to deny issuing Infinia, and I don't want to be the reason for denial. My friend has a > 4.5 lac/month salary and is a high spender, so eligibility criteria will not be an issue for him. If I tell him not to activate Tata Neu Infinity, will there be any...

Guys I need an urgent advice from the forum members, if someone can answer this. I suggested Tata Neu Inifinity card to my friend, who has a HDFC preferred bank account and no other HDFC card. He applied for it via HDFC netbanking and he got the card today. It was mentioned as LTF. But now...