I opened in oct. But few guys opened it on 2nd and some reported that after 2nd exclusive and select option is gone from offer as offer reset as per nov offer.
My RM told me he will reverse charges if levied, I will use it for 6M to 1 year as most cards are 1 year free. Don''t want to alert backend ;)
you can confirm yourself , if you want mastecard get it by calling, say I requested mastercard but mistakenly sent visa and block visa in case they...
I have upgraded to select from delite. I have 3 card now for select visa and master card and platinum. No confirmation about charges of extra cards. plus virtual card.
for exclusive not tried yet as I asked for mastercard while account opening and same is issued
call customer care and ask for master card, they will issue. About maintenance, although its LT but just in case they want to downgrade they will send alert before 30 days. Some say Waiver will be mentioned in monthly statements.