I have 19 Credit Cards (including 1 secured), 31 Inquires, Zero Open Loan, No Payment Default payment in last 3 years and My Cibil Score is 791.
Let's Compare, What is your Cibil Score? How many Credit card you own?
There was no pre approved offer in My Account. I called my CC RM, and asked him for Emerald LTF, he told me its not possible, he asked me for salary and based on that he offered for Sapphiro LTF.
He processed this application from his side directly.
Here is the small list of my card.
HDFC DCB (LTF)
HDFC Infinia (LTF)
HDFC Tata Neu Infinity (LTF)
Amex MRCC (LTF)
Yes Bank First Exclusive (LTF)
ICICI Platinum (Secured / LTF)
ICICI Amazon Pay (LTF)
ICICI Sapphiro (LTF)
IDFC Wealth (LTF)
IDFC WOW (Secured / LTF)
BOB Eterna (LTF)
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