Recent content by cybergvm

You will not get any communication or message after the bank staff process your DC application. But, it can be tracked in your Yono app or internet banking under Debit cards. In internet banking go to E-services >Debit Card Services > ATM cum Debit card > View Linked ATM cards where it will...

Don't know whether private institutions charge any convenience fee for education fee payment using CC. But, Govt. Institutions charge convenience fee for payment using CC. Decide based on the net benefit.

HDFC Tata Neu Infinity CC gives 1.5% CB on education fee payment also. I paid directly on the institution website and got it. Not sure about education fee payment through apps.

Swiggy app displays HDFC Swiggy CC as FYF for me. I would like to take it, if it is offered LTF. Have anyone of you got the offer converted from FYF to LTF before applying itself? If so, please let me know the procedure. Otherwise, can it be got converted to LTF within end of first year? Does...

If we block the Liberty DC after utilising it for 5% cashback in a month, whether we will get the cashback amount during next month?

Those who own SBI PhonePe Black CC, please share your experience on the following: Do we get 10% cashback on any gift cards / e-vouchers like Big Basket, Zomato, Kalyan Jewellers, etc., purchased on PhonePe? Do we get 5% cashback on all online spends or only on specified websites/apps?

Swiggy app shows this card as FYF for me. I have 2 other HDFC CC which are LTF. Is there any way to get HDFC Swiggy CC as LTF before applying or atleast make it LTF before the end of first year? In the card FAQs in Swiggy App, it shows that only Swiggy decides on LTF for select customers. So...

Does this card give 5% CB for purchases on CRED app?

No as per the revised T&C. Any merchant transaction falling under the given MCCs will not count for 25K spends as well as quarterly GV. Please refer to the new T&C uploaded by @6ix9ine in this thread on 01.09.2025.

I made CC bill payment through Cred & Tata Neu. They are shown in Money Manager -> Spends under Payments with description Credit Card bill payment. So, CC bill payments will not be counted for 60K quarterly spends as per the revised T & Cs. If we still get the 750GV then it can only be luck.

Got my salary account upgraded to Diamond variant. But, in online banking, option to apply for debit card lists only variants of PayWave, Paypass, IOCL Global Contactless DCs only. New Diamond Platinum DC corresponding to my salary package is not in the list. In the Yono app, it is still worse...

I have a Jupiter account. How to find out whether I have a pre-approved CC offer?

Any Issuance fee / AMC for Imperial DC? Doubt because, as per Elite Executive savings account brochure of PNB, Imperial DC is without issuance fee / AMC. But, under the product details of the DC in their website, issuance fee / AMC is shown as 600/900.

Just curious to know. Do you have that many members in your family or did some jugaad to get that may primary + add on cards? Did you do anything like for example 5 family members = 5 Accounts = 5 primary cards + 2 add on card on the name of two other members totaling to 15 cards? [1 primary +...

Sometime back there was link in the WhatsApp banking to apply for new products (incl. new savings accounts) pointing to their relevant webpage. But, no such option to apply for new products is available now in the Whatsapp banking. I opened Liberty savings account recently using the old link...