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Recent content by Dhm66

  1. Dhm66

    Axis Bank Compensation Issue: Impact of 'Write-Off' on Credit History – Need Expert Advice!

    ok done, now plz enlighten my ignorant soul🥹
  2. Dhm66

    Axis Bank Compensation Issue: Impact of 'Write-Off' on Credit History – Need Expert Advice!

    yes, but it will affect the credit profile, this is my main concern. I don't want decrease in credit scores, due to this Axis bank sponsored discrepancy.
  3. Dhm66

    Axis Bank Compensation Issue: Impact of 'Write-Off' on Credit History – Need Expert Advice!

    Mr AGM told me that he will talk with NO on Monday and update me. He's very cooperative since the beginning of this complaint, and even told me that Axis Bank got many RBI complaints nowadays, they are on RBI's radar.
  4. Dhm66

    Axis Bank Compensation Issue: Impact of 'Write-Off' on Credit History – Need Expert Advice!

    If this internal accounting reason is there then everything is sorted but even senior customer care team member had no clue about this thing, he never experienced such kind of query so he raised a Service request. 🤞
  5. Dhm66

    Axis Bank Compensation Issue: Impact of 'Write-Off' on Credit History – Need Expert Advice!

    yes I do, each and every related call recording is available and same sent to Mr AGM's email id, with above-mentioned screenshots.
  6. Dhm66

    Axis Bank Compensation Issue: Impact of 'Write-Off' on Credit History – Need Expert Advice!

    I never thought about this write off thing, that executive asked me about this, I said ok.. got lesson, next time only ac transfer/Upi. Yeah ofcourse there will be more compensation but I don't want to ruin my credit profile. Even Mr AGM (Rbi ombudsman) told me If Bank doesn't clear it's stance...
  7. Dhm66

    Axis Bank Compensation Issue: Impact of 'Write-Off' on Credit History – Need Expert Advice!

    @CardCraftsman @CCFan12 @Enthusiast @sourpai @Parvesh Goyal @TheMentalist @hs23new @Sahilhenzy @Survivor35 @paresh22 @rockking1994 @insight @drsel @Chaitanya-a @Dharm @MangoRush @D₹V @VISHESH_BANSAL @chasni @dino @AritraSaha @0xfallup @seekndestroy99 @dino @kshitij_0 @vinrey287 @tryabp...
  8. Dhm66

    Axis Bank Compensation Issue: Impact of 'Write-Off' on Credit History – Need Expert Advice!

    I'm aware of this write off thing but not aware that when someone gets compensation tab kya mention karte hain, and yes it's not normal, just had word with regional RBI AGM, He also confirmed there must be an entry of compensation..If bank did this by mistake then they have to correct it on...
  9. Dhm66

    Axis Bank Compensation Issue: Impact of 'Write-Off' on Credit History – Need Expert Advice!

    Hello everyone, I filed an RBI complaint related to uncredited edge reward points in MAY 24, and later Axis bank rewarded those points in this month plus RBI ombudsman also ordered them for a compensation of INR 2000, (they took 4 months to realise this issue so RBI regional AGM ordered them to...
  10. Dhm66

    AU Bank Credit Limit is Decreased Suddenly Saying Bank Internal Policy.

    As per my observation, whoever got AU bank's credit card through Swipe Up portal, their credit card limits got decreased (whether Xcite series or Zenith)..and all are getting revised limit of INR 75000. May be AU bank wanna show other banks the concept of "Unity in diversity" and also This could...
  11. Dhm66

    AU Bank Credit Limit is Decreased Suddenly Saying Bank Internal Policy.

    Yup this is what I got in this text
  12. Dhm66

    AU Bank Credit Limit is Decreased Suddenly Saying Bank Internal Policy.

    Just had word with the Ccare Exe and he told me that on the basis of usage the limit got decreased..well from past 4-5 months I was using Xcite ultra for approx 20-25K per month. Not satisfied with his answer but this is the reason behind sudden limit decrease. W E I R D
  13. Dhm66

    Au bank virtual LTF credit card launched

    I got a text msg and email to apply for AU bank's LTF INSTA UPI cc, after clicking on the link one needs to enter his existing Au bank registered ph no. then OTP and then one can see "you're eligible"(pictures are attached) later DOB and existing AU cc's last 4 digits and that's it. In next 5...
  14. Dhm66

    Shocking Decrease in SBI's credit Limit!!

    As per Mr Manikaran Singhal, SEBI registered tax and investment expert said, "When the economy goes under stress, credit card issuers start reviewing their portfolios more aggressively to cut down the risk. It had happened in 2008 economic crisis as well. Lenders consider different parameters to...
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