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Recent content by enlightedinvestor

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    Impact of high utilization on 1 of many cards on Cibil score

    Hi, I had a query. So I have 19 CC with total limit (shared limit included as well) of Rs 48,00,000. Now, I have RBL card which has credit limit of 363,000 & total limit I have utilized is 362000 for some high spends. I wanted experts opinion on how bad would impact by on my CIBIL Score if I...
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    FY 2024-25 End - Credit Card Retention Offers

    was there any credit enquiry for applying card if its showing in app
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    Over the limit payment Transaction on RBL

    The thing is other cards will have forex of 3.5% so total fx fees would be 16k roughly. Also, I saw RBL says their overlimit fee is 2.5% which is low as i will have to pay for 2.5% on 1lac which is 2.5k (but not sure its on just amount or entire payment & will interest be charged on it)
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    Over the limit for a single transaction

    what about RBL Bank? I have limit of 3.5 lac & need to pay 4.5 lac in FX transaction
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    Over the limit payment Transaction on RBL

    Hi, I have to pay FX payment using my RBL World Safari Card oRs 4.5 lac & my current limit is 1 lac. If I prepay 1 lac into my RBL account can I pay 4.5lac in one go or I have to enable overlimit facility.
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    RBL Chargeback (Dispute) process?

    Hi, I wanted to understand chargeback process in RBL Bank credit cards. Can anyone who have used the facility share their experience. Also, I wanted to ask one thing that I had paid to university in US a non-refundable enrollment deposit. Is it possible to get refund through chargeback/ dispute...
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    Card for international education fee payment (~4.5 lac)

    Hi, I am looking for card that can give best rewards on educational spends (except AMEX). I have to pay to university directly in USD. I was thinking to get Atlas as I am eligible as per app. Please guide. I have following cards. Also, if I apply to Axis Atlas through Earnkaro (or any other...
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    Best Debit Card in the World? & Why?

    in website only as @telescope mentioned
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    Best Debit Card in the World? & Why?

    True but the grey card is better in terms of card design & things like contactless feature, ability to use in apple pay.
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    Best Debit Card in the World? & Why?

    Thanks a lot bro! Btw there is no way to get the grey card right? I don't know why so many people who posted about this card on youtube have got the grey one even though they do not stay in US?
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    Best Debit Card in the World? & Why?

    The site is showing following card. Can anyone confirm if I will get the grey card or the white one & is there any difference between two. Also, attaching the cheque photo. I haven't received both. Not deposited funds yet. Please guide.
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    Best Debit Card in the World? & Why?

    Thanks. Have sent u dm.
  13. E

    Best Debit Card in the World? & Why?

    Thank u. gonna show it as equity investment
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