https://cards.kotak.com/card-details?productLogo=500&channelCode=SF96&feeCode=501&utm_source=MojoTest&utm_medium=Websitestickytab&utm_campaign=MojoTest_221125
The link itself has test in it :)
If you don't activate, card get closed and in cibil also same will be updated...
As you already applied for secured card, no harm in keeping it. But better to close as you are interested in unsecured card, closing secured is better option.
Moving your salary account definitely increases the...
First Purchase Amazon Gift Via Maximize for 1L vouchers, there you get 5000 cashback. For rest amount use something else.
Now with the same GV, purchase Kalyan/Tanishq GV from Amazon.
Just make sure the GV you are getting from Amazon is redeemable offline.
And before purchasing 1L Amazon GV...
Just refresh again on cred, and see what's wrong exactly.
It is quite normal to such drops in the crif score. It might be change in utilization or maybe new accounts got added. Anything can be possible here.