Recent content by flimz

So I figured I’d share my little credit card saga, mostly as a rant but also to hear from others who've been in the same boat. My first-ever credit card was the Kotak Urbane, with a limit of ₹25K. As a first-timer, I was just excited to get approved and accepted whatever came my way. No...

Thankyou for the responses, I raised a dispute on CIBIL which did nothing. Then I mailed the bank abou5it and they fixed it in about 2 weeks

How to file a complaint to the ombudsman?

I have a joint home loan and even though the emi amount was auto debited as usual it was marked a delayed payment. I have reported on CIBIL. (I'm not sure if this is relevant info so here - when asked for my bank details I wasn't sure which to provide so I gave the details of the account the...

I overpaid my CC bill by around 70K 2 months ago and since I didn't know how to get it reversed to my account I left it there. I made a purchase on it with EMI recently thinking it will work like normal where the bank deducts the total amount first and reverses it then converts it to emi but...

Amount due - 33,717 Only allowed to pay - 33,205 I paid 33,205 and made an additional 512 payment as a second transaction. Now outstanding amount is -1561.15 (There was a refund and cashback earned both around 1000rs)

So my SBI cashback card has a due of 33,717. Tried to pay full amount but it only lets me pay 33,205 saying any amount more than this exceeds allowed payment? Anyone else have similar experience? I now have a negative balance of 1516 on the card. Will this affect my cibil saying I didn't pay...

Didn't get around to the vid KYC. I hate vid KYCs 😫

Day 5000 and I still don't have access to card details

I saw & held an Infina card for the first time in my life! It was very heavy!

WHAT A TOTAL SHITSHOW THIS OLYMPICS! Vinesh has been disqualified from wrestling finals for being 100 grams overweight

The memes help us understand better!