That’s a valid call-out. Even I saw that in the email and assumed (my bad) that they want folks to stay under the 30% mark. Having said that your point makes sense and probably time will tell.
Well that’s one way of looking. I personally never take anything on EMI and ensure that I make full payment. I’m a firm believer that we should not be buying anything that we generally can’t afford (barring big purchases of course like home etc). Having said that, it’s a great thing for someone...
Just received an email from IDFC, and I have to say - I’m pleasantly surprised. They have upgraded my monthly interest rate from 2.33% p.m. to just 0.71% p.m., effective 15th March 2025 for my Wealth Credit Card.
To put this into perspective, this is way lower than most personal loan rates I’ve...
Apologies. You’re right that you need to convert the points to Xtrarewards like any other IOCL co branded card. I got confused with my BOCL card where you can redeem directly by swiping the card.