You have to apply for new card there are 2 options:-
1. You can call customer and ask them to apply new debit card Visa Signature or MC World.
2. You can apply only Visa Signature from your mobile banking . Open mobile banking on top search type "apply new debit card" follow step and done.
After...
I will open joint account me as a 2nd applicant & some people told me that I transfer money to POSB via NEFT and same from POSB I transfer money to another account via MB/NB let's see . I have no need of UPI this account use for emergency fund and park some savings that's it.