Recent content by jeevanraj

Since Croma vouchers have been removed from their redemption portal, I think i'm not gonna renew my Ultimate card this year unless there are any other great redemption options.

Yes nothing is credited so far. I can see points for regular txns carried on 4th April but not for this one.

So I did a insurance transaction on 1st of April(a day before devaluation kicks in) but I don't see points being credited for the same. Will they consider the transaction date or settlement date to credit points in this case?

I live in a Tier 2 city since start of the Pandemic. Not planning to move back to Tier 1 cities. So most of my grocery spending is at local Kirana stores. And for offline dining will have to again use Ultimate. No dineout/eazydiner at my place. Thanks. Yep these are the ones I got.

No. I saw a thread written by you wrt HP pay app. In that case i'm guessing i might get 5.5% rewards with SC Ultimate. Not tested this yet. Actual returns would be 4.4% (3.3% + 1% cashback(HP pay). But I can save 1.18% on convenience fee if HP pay is used instead of swiping CC directly at the...

I believe quite a few vouchers are available except amz and fk. Croma gv is the best bet. Applied online.

Yes. I haven't redeemed MR points yet. Used 10K for annual waiver twice, that's it.

For the last couple of years, I was able to reach the 1.9L milestone. Got the fee waived off for 5K points in both years. Most probably I don't see myself renewing the card for next year unless I can extract more value than DCB/Ultimate from AMEX.

Hello everyone, I'm re-evaluating my credit card spending. Below is my credit card portfolio. Could you please help me to optimize my credit card usage so that I could get maximum return? Credit cards: - HDFC Diners Black - SC Ulitmate - SBI Cashback - Amazon ICICI - FK Axis - AMEX Platinum...

If this works, SC Ultimate might give 5.5%. 3.3% regular reward + 4points per Rs 100 (1%) + No fuel surcharge (1.18%) = 5.48%

Hi, Did anyone else got their application rejected with the reason "Address Not Traceable"? BoB decided to reject my application and after some to and fro they said the reason being "Address Not Traceable". I have been living at this address for almost 30 years now. Maybe the agent was lazy and...

SBI Cashback doesn't give cashbacks on wallet loads.

Any idea whether SBI cashback gets you 5% cashback for NPS payments?

Hi @TechnoFino Currently my annual salary is close to Rs 30 but has not crossed 30 Lakh. If I apply now for Eterna they might give paid variant for Eterna as per my conversion with Eterna team via email. Is it possible to convert eterna from paid to LTF later once my annual salary crosses Rs 30L ?

Looks like they are not taking upgrade requests on email either. I reached out to axis customer care via email and this was their response - "As per RBI Circular all Credit Card Conversion request to be stopped with effect from 6th Aug'22 until further notice,"