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Recent content by jonmarvel

  1. J

    AXIS BANK CREDIT CARD BILL PAYMENT QUERY

    True but it happened. Now I need some information & advice on this matter.
  2. J

    AXIS BANK CREDIT CARD BILL PAYMENT QUERY

    Hey, my Axis Bank Credit Card Bill is generated on 1st of March 2025, where my Total Amount Due is Rs. 23,425.04 & My Minimum amount due is Rs. 3,247. I paid my minimum Due amount on 09 Mar 2025 before the due date of 21 Mar 2025. The remaining amount to be paid before the due date is Rs...
  3. J

    Card to Card Credit Apply??

    I have had 5 enquiries on the CIBIL report in the last 6 months. Am I eligible to apply Card to Card now?
  4. J

    how many Kotak credit cards per person is allowed?

    But I read somewhere that If you apply through the website all details will be auto-filled once you entered the CRN. Will it be the same, applying on Myntra App? If these details don't match (by any chance) they will try to do a Hard Enquiry and Some verification (PKYC or VKYC). So, is...
  5. J

    how many Kotak credit cards per person is allowed?

    I have a Kotak CC. Where should I apply to increase the chance of approval for the 2nd CC (Kotak Myntra Card)? On Myntra App or through the Kotak website??
  6. J

    Credit Card CIBIL Reporting Date

    I have checked my CIBIL report today on the Official CIBIL website. HDFC reported my Actual Credit Limit dated 31 May 2023 on both the CC Accounts. Others can confirm.
  7. J

    Credit Card CIBIL Reporting Date

    RBL - On Bill generation date.
  8. J

    Limit Enhancement on my existing cards

    I have Axis Flipkart & Airtel with a combined limit of 50K. After 1 year, I received a LE offer with a New Credit Limit of 60K last week. Should I take it or wait for some more time for a better LE offer?
  9. J

    First HDFC card

    Have you ever applied for C2C? Is Salary Slip or ITR Mandatory for C2C?
  10. J

    First HDFC card

    Yes, at that time I needed HDFC CC so I took it. I thought it can be upgraded in future but no luck. If I close this one (Business Money-back) do I need to wait 6 months to reapply for new CC?
  11. J

    First HDFC card

    Actually I have savings account with HDFC, while acc opening, my occupation set to Self Employed. So I received pre-approved offer for Business Money-back CC. I took it that time with just 25K limit. I have other bank CC with 2L limit. Is there any way I can change it to Personal CC with Higher...
  12. J

    is this ltf kotak white offer?

    usual. Thanks for your concern and the info. My Royale Signature CC is also upgraded from the IndiGo CC in the past. Where the joining fee is not charged when upgraded through Customer Care. Hope it will be the same.
  13. J

    is this ltf kotak white offer?

    I have a Kotak Royale Signature CC. And in my mobile application there is an offer to upgrade to Kotak White CC. But when I tried to apply, the page is not responding well. Then I called Customer care to know whether it's LTF or chargeable. They said it's a chargeable Card, but If I applied...
  14. J

    Kotak second credit card apply

    From my experience, if you upgrade your Kotak CC, you can only use both the existing and New Card simultaneously for 30 days (told by Kotak Customer Care) since the New CC got approved. After that the Old Card gets Closed.
  15. J

    Kotak second credit card apply

    If upgraded, will the old CC get closed? or can use both the cards simultaneously?
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