onecard- keep it.sometimes good offers are there and ltf too. Sbi -just keep one sbi card, keep this or try to upgrade to cashback card.
Amex-people promote amex mainly because they get commissions/ bonus points. utterly useless for normal people and even travellers. It is ok for only a...
Drop Amex is all I would say. Otherwise you have all the good banks, no need of any more cards. You can freeze your portfolio here only. As you use more, maybe you can upgrade when hdfc or sbi gives you some offers.
In short, I think it is almost perfect
no this is wrong calculation. there is a concept of marginal tax. so if you earn more than 12l your take home will not be less than someone earning 12 lakh. if you earn 1 rupee over 12.75 you go on to actually pay 15%(slab rate on ₹1 that is 15 paisa as tax after same benefits of some one...
buy a phone launched in india after Jan 1st. It will have NavIC which will give you better gps accuracy. Do NOT buy a Pixel. It has numerous software bugs which you will go crazy about. (trust this from a two times Pixel user) + all the older pixels have serious network modem issues.
OnePlus...
Hi, this thread lists all the Rupay-JCB credit cards available currently. This will help folks who are particularly looking to get a rupay-jcb credit card:
1) all Bank of Baroda Rupay cards
2) all kotak rupay credit cards
3) only SBI co-branded cards are JCB. No core SBI cards are on rupay-JCB...
interesting. could be a bug.
Please do something, whenever your new electricity or postpaid bill generates. Check before paying if the sbi rupay-jcb card shows a convinience fee. Does not have to be a friday. you will see a convinience fee is still there.
I asked some amazon developers in the payments division. apparently when the bin is entered the api returns whether it is a credit or debit_card which just reflects what Rupay returns on quering BIN to Rupay API.
A bit confusing, but the root cause is that Rupay is returing the status as...