I think the problem is that the UX to actually select the apay route is convoluted and a little hard to find, for most users. Happy to hear it still works! I renewed for 2 years in one shot so this is a problem I dont need to think about for a long time.
I have also faced this, I have been credited only twice in last 6 times. Had to call up, but gave up midway.
Only saving grace is that this card is LTF for me, so just keeping it till I need a different axis card.
I'm holding Indian Oil Axis Bank Premium Credit Card, does it make sense to transfer?
I can redeem 1 mile = 1 rs when I pay for fuel, with this transfer, I am getting 2:1 ratio, and one accor point is worth 1-1.8 rupees, with bonus maybe worth it? dont have any immediate travel plans apart from...
I've never tried this but it should be possible. The rates they have are probably worse though. You could give it a shot, send them an email.
The last redemption I did, I simply emailed them all details and sent the vouchers via swiggy to their office.
Since you are lactose intolerant, you should probably go for plant based proteins. Some brands that I know of are cosmix and oziva are two popular names, there are many others too
There is no mention of fees anywhere in the letter attached but,
Why do I need to confirm it?
1. It says so on the website
2. It says so on the application form too
If after all this I get charged fees I will just ask them to revert or escalate. Never had this issue with ICICI, using them...