For DCB & Infinia, while buying Amazon Pay GV from smartbuy, the Reward rate would be approximately:
Infinia (5X) -> 16.66 - 3.54% (conv) ~ 13.1%
DCB (3X) -> 9.99 - 3.54% (conv) ~ 6.45%
considering redemption with Tanishq or flights?
Kindly confirm if my calculation is correct.