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Recent content by knight

  1. knight

    Hdfc free upgrade to savings max account.

    Upgrade is anyway free. There are no promises for 0 MAB in the popup.
  2. knight

    HP Pay App - Wallet Load

    ++ Do banks refund fastag security and balance to account on closure? I have IDBI fastag and was considering closing it.
  3. knight

    How to file a complaint against a bank on the RBI banking ombudsman portal

    I also have case pending from over 1.5 months. No updates. Even the bank didn’t send any updates. Mailed RBI and called the helpline. Their only response was that the case is in progress and they can’t share any further updates.
  4. knight

    Best way to buy jewellery offline (Mia, CaratLane etc)? Has anyone used Gfytr coupons?

    Caratlane, Mia, Reliance Jewels, and Tanishq gift vouchers (GVs) are not available on HDFC GyFTR. Do check if your own bank’s GyFTR portal has these listed. I’ve personally used Reliance Jewels and Tanishq GVs before. Overall, the experience was smooth, though a bit hectic at times. Minor...
  5. knight

    Infinia Poor chargeback experience with HDFC Infinia for Cleartrip Smartbuy transaction

    For the record. Hdfc is sh*t with smartbuy chargebacks. I also had an incident with smartbuy gyftr once where they delivered invalid vouchers. Initial response from gyftr was to avoid accountability. HDFC flat out refused to raise a chargeback against gyftr. And will likely do the same for...
  6. knight

    AMAZON COUPON - AMAZON ICICI CREDIT CARD.

    haha. Not sure about this. You can try. But if you still wanna give away i can use a few.
  7. knight

    1% to 0.25% cc bills using Union bank

    Is anyone using Union DC for CC payments? Any working method for rewards?
  8. knight

    DCB DCB Upgrade worth it ⁉️ - ( With Data )

    Update: I got my DCB metal a few days ago. Planning to try for the milestone next quarter as I have some spends, hope those merchants accept DCB.
  9. knight

    CREDIT CARD BILL PAYMENT BY DEBIT CARD - IDFC

    Somebody posted cred giving 7322 Mcc.. so i tried (since there were no other options anyway).. And i can confirm again. No Rewards on CRED for IDFC.
  10. knight

    IDFC First Bank Launched its Debit Card Reward System [Discontinued]

    118 per redemption.. regardless of the amount.. Max 40k points per redemption ~ 10K Value . You can add multiple vouchers in the cart in a single redemption... Not sure if you can add different brands at the same time. And no, can't convert to cash. You can only use for shopping on amazon. Some...
  11. knight

    IDFC First Bank Launched its Debit Card Reward System [Discontinued]

    Charges are posted later, even a month later .. 118 Rs
  12. knight

    HDFC DCB - Rewards points reversed

    Did anybody get Smartbuy Points also reversed? I was planning a purchase.. Instant disc is ~ 2600 and 5x points would be ~ 3800.. If they reverse points and give instannt disc, I'll be at major loss.
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