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Recent content by m1n8

  1. m1n8

    New policy issued by all major banks regarding interest charged on the balance amount

    I had missed some mails from different banks regarding their change in policy regarding the interest charged on the balance amount. Initially the interest charged was on the outstanding amount after partial payment but now I have come to know that if you pay MAD or even 90% of the total amount...
  2. m1n8

    I have not activated my card yet SBI card asking me to pay the joining fee before card closure

    OK! Do let me know the result of your experiment! :LOL:
  3. m1n8

    I have not activated my card yet SBI card asking me to pay the joining fee before card closure

    Called up customer care and asked the executive to connect me to the retention team. I straight away told them that I have not activated the card then why am I being charged with the joining fee, clearly mentioning that it is clear violation of the RBI guidelines. The executive told me he will...
  4. m1n8

    I have not activated my card yet SBI card asking me to pay the joining fee before card closure

    OK! Thanks! So, would calling up customer care would be a good idea in this regard or sending a mail? Sending a mail would mean that I will have some written proof, if at all things come to, me filing complaint with Banking Ombudsman.
  5. m1n8

    I have not activated my card yet SBI card asking me to pay the joining fee before card closure

    Read the guidelines thoroughly twice, couldn't find anything in this regard!
  6. m1n8

    Union Bank is taking Online Application for Credit Cards

    I'm getting the same error message!
  7. m1n8

    I have not activated my card yet SBI card asking me to pay the joining fee before card closure

    I applied for the RuPay variant, idiots gave me Visa variant!
  8. m1n8

    I have not activated my card yet SBI card asking me to pay the joining fee before card closure

    I have not activated my SBI card or done any transactions with it, now when I am trying to submit closure request on SBI card app I am being told to clear the outstanding amount, which is the joining fee, before I can submit the closure request. Now my question is do I have to really pay the...
  9. m1n8

    Credit limit transfer

    That's really disappointing!
  10. m1n8

    Credit limit transfer

    OMG! The nodal officer is taking so much time to respond!!! :oops:
  11. m1n8

    Credit limit transfer

    Any update from the nodal officer?
  12. m1n8

    Credit limit transfer

    Please do let me know about their response
  13. m1n8

    Credit limit transfer

    I have BPCL SBI card on Visa platform. I wrote an email to customercare@sbicard.com for conversion to RuPay network which was denied citing it is not possible currently. So I applied for IRCTC SBI Platinum card through SBI card agent specifically mentioning I want the RuPay variant. But again I...
  14. m1n8

    SBI credit card with least annual fee amount waiver amount?

    BPCL SBI Octane has joining + annual fee of ₹1,499 + GST and spend based waiver is at ₹2,00,000. Normal BPCL SBI card has joining + annual fee of ₹499 + GST and spend based waiver is at ₹50,000.
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