Recent content by magneto

You'll have to provide ₹10 Lakh cheque as initial funding. As soon as the amount is cleared your Pioneer account will be generated and you will start receiving SMS from IndusInd Bank regarding your account and dispatch details of Welcome Kit with the Plastic Pioneer DC, you'll have to request...

These are the emails I received prior to the downgrade.

I hardly had any interaction with the RM or the BM, but I feel it was an automatic process. I received a couple of auto-generated emails 4-5 months prior to downgrading my account. I think they've started to downgrade accounts (automatically) that aren't maintaining the AQB.

Quick Update: IndusInd Bank finally downgraded my account for not maintaining the AMB/AQB from Pioneer to Exclusive. The Pioneer Metal DC is still active and I've been told the DC will not be free anymore, but I haven't been charged for it since the day I got this account. Overall I feel there...

Last I checked they used to allow 3 cards on all account types. I believe you can still do this just that you need the correct person to get this done. Also, if you are upgrading from an old account all debit cards remain active or one card may get deactivated if already 3 cards are active for...

I am not so sure about this, but 90% of the accounts that do not maintain the balance will not be charged or downgraded. Just don't try to over optimize the rewards and you'll be good to go. In a worse-case scenario if an account does get downgraded, the debit card wont be affected and would...

Yes they do allow multiple debit cards on different card networks regardless of account level, but again it depends upon the efficiency of the person handling the request. Also, after getting multiple debit cards just make sure that you do get the points credited in your card because in my case...

I asked them to upgrade it into LTF Icon which they did, but they didn't increase the credit limit.

I feel SBI never gives an pre approved offer for a credit card and you would have to apply it yourself. If you have ever applied for a SBI card that's been rejected you should approach a SBI card agent in a mall or railways station. These people get commissions for each approval hence they try...

Safari is better than Icon.

😂🤣 can't believe they still say the same things

Last December, but they still work the same way

Well generally when we specify which card was upgraded it means the previous card was closed, in my case I am not sure what they did. I just told them I want to upgrade to Vistara Infinite and they said we will give you the card and you can keep the remaining cards active too. So not so sure...

1800 419 0065 I had two card Magnus and SELECT, I told them I want Vistara Infinite and they instantly generated third credit card without closing the other two. My credit limit at the time of upgrading was 1L but within 2-3 months I received auto limit enhancement to 2L.

Not true. I had called directly on customer care number and asked for Vistara Infinite as third card and they instantly generated it even when I had Magnus and SELECT.