I have 3 credit cards and no account, but when I enter my MPIN, it asks for my Pan card, and once I enter it, it asks for my Aadhar card to open a bank account.
I was just curious how you obtained IDFC Select and Millennia.
I just maintained my Select card because of its easy to use app and card controls, which only take a few seconds without an OTP and are quite useful when you're in a rush and need to make an urgent payment.