Recent content by RajBlr

There is no easy answer, go through each cards benefits from their site and see which one suits your needs. Aurum is their top-end CC card and getting FYF is really good with Wealth but reward rate socks. Good thing I liked is 4 movie tickets permonth free for 250 each Max in BMS(not buy 1 get...

Yes but for declined, shared the reason already here - Post in thread 'SBI Wealth upgrade' https://www.technofino.in/community/threads/sbi-wealth-upgrade.25089/post-665321

You will get Aurum credit card FYF. Negotiate before converting your account variant to Wealth one with your RM .

It is official and but mine is struck for different reason, lot of CC and limit is excess BLAH BLAH non-sense. I am trying to educate them saying, see the usage ratio and the payment track etc., but they are blaming it on their CIBIL team saying, they need to approve. Let's see how it goes...

Trust Me, you can trust me on this, I have Investment account with other bank also, so do not worry about that last line you have written. Only thing is they will lure you to sign a form to deduct some money from your account to Investment account to start with, but you can deny them or tell...

You just tell your Branch manager and he will connect you to the Wealth Manager(RM) of your area and he will bring the said form to do the on-boarding. No Demat account is needed. But as part of the Wealth Account, they open a Investment account, where if you want you can buy Mutual funds and...

No separate application needed, by default as part of on-boarding process after you fill the Migrate form for Wealth upgrade, you will get the Debit card depending upon the TRV you hold. My understanding is that >50L - Rupay Select and others Visa Signature...

Still they are blaming some system issue or technical and he again asked to give few more days time. Let's see 👀 😏 🤪

They are still SBI.... so still in the process, as they were getting the auroma updated in the platform per my CC guy. Will update once I get the card.

That was so sweet of Amex 👏 👏 👏 , when the Membership fees were raised, I still didn't meet the 50k spent for the welcome gift. But when the next TXN got me into 50k, got the Welcome gift MR points which I opted for (instead of 45k Taj). PS: I am yet to pay the membership fee (normally I...

I never had to give any documents for PCharge. Obtained GCharge first waited for sometime Obtained MRCC next (no VKYC) Applied PCharge on the same day of MRCC, PCharge was put on hold while MRCC was approved in few hours. (Thanks @anirban.choudhury who has helped throughout the process for...

Indeed, which translates to 5% MR(higher than what you get normally, for 1MR per 40spent in PCharge) + GST Surcharge savings. NEVER tried GCharge as it is only used for 6x1000 APAY vouchers so far by me. PS: I switched from Shell to HP after Amex card acceptance, which itself saves another...

Glad my post was useful and can add some MR points going forward with no Surcharge fees at HP :)

Depends upon the card variant it seems. Gold Charge it has to be <5000 for 0% transaction charges and there is a cap limit on the MR points in a calendar month Plat Charge - I do not see any such restrictions Sources - Go to Foot note on the respective card links. Gold -...

Bangalore. So far tried in 2 different HP bunk with no issues for the cards, except that they need to pull the Pine Lab (white color POS machine) once I say Amex card